Credit Analyst - Business Banking Group

- Assess working capital, quantum of industrial finance, banking limits to industries and corporate companies

- Preparation of Credit Monitoring Analysis, analysis of audited financial statements, ratio analysis, preparation of projected cash flow statements of the company for raising funds/ term loans, etc. to judge the financial strength of the company

- Writing credit appraisal notes of SME clients for fund based and non-fund based working capital limits

- Analyzing the financial health of the organizations encompassing credit proposals, preparing for projected P&L account

- Examine and execute legal documents for disbursal of credit facilities

- Coordinate with internal teams to enhance clients needs, customize product services

- Responsible for deferral cases management, health and retention of new clients and business synergy within the group.