Technical Manager Risk Management

The incumbent will be responsible for developing collateral acceptance guidelines and collateral reviews/approvals of southern markets, and respective system development (automation), monitoring HPA, liaison with lender s technical team external vendor, monthly analysis work- collateral portfolio, deviation analysis, rejection analysis etc.

KEY RESPONSIBILITIES

Identify, empanel, and handle external technical agency
Manage property project valuation (including periodic audit exercise)
Do periodic or trigger-based review of technical agencies
Monitor HPA, prepare and present detailed analysis of real estate on periodic basis
Conduct collateral visits, if required, to resolve discrepancies raised in the valuation reports, control vendor quality and to advise on the collateral acceptance
Liaison with lender s technical managers, their valuers, Government Bodies / Authorities, and other stakeholders
Collateral portfolio Analysis works- including collateral portfolio monitoring, deviation analysis, rejection data analysis
Create timely update location / hub specific technical policy based on local byelaws practices

SKILLS

Domain/Technical Knowledge

At least 6 years working experience with HFC / Bank in real estate verification/valuations
Basic knowledge of mortgage lending viz. technical (valuations building bye law compliance) legal (mortgage creation / title documentation)
Experience in risk mgmt.; policy, data interpretation and reporting would be an added advantage

Behavioral/Others