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Bajaj Finance

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4.0

based on 6.7k Reviews

Video summary

4781 Bajaj Finance Jobs

Unit Manager - Risk/Senior Unit Manager ...

BAJAJ FINANCIAL SECURITIES LIMITED

4.0

based on 6.7k Reviews

4-5 years

₹ 15 - 16.5L/yr (AmbitionBox estimate)

Pune

Unit Manager - Risk/Senior Unit Manager ...

Bajaj Finance

posted 2d ago

Job Role Insights

Flexible timing

Key skills for the job

Software Testing Data Analysis DevOps Salesforce Biochemistry SQL

+ 13 more

Job Description

Job Purpose
â"This position is open with Bajaj Finance ltd.â"
Candidate will be responsible for managing approval / line assignment processes, IT / System enhancements, data analysis and reporting related tasks to support Portfolio Management for CD Business

Duties and Responsibilities

Actively engage in Portfolio management / Policy amendment and implementing agreed policies on SFDC, Finnone, Datamart, etc. thru underwriting and line assignment rules.

Propose policy refinements as per business/market requirement.

Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor champion challengers to enable Business Teams

Monitor, manage & refine IT platform (SFDC, Finnone) for better risk management. Execute reports on SFDC, Datamart, etc.

to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy)

Periodic testing of System validation approval and line assignment rules

Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minuted items.

Project Management for Risk projects (e.g. Risk Pool, Dealer EWS etc.), and representing Risk in Cross functional projects (e.g. POS Reinvent)

Work with stakeholders to formulate, test and implement business and risk requirements

Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment.

Support Data Analysis / Process management staff within NTB Risk

Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)

Assist Sales Team to resolve cases which are stuck in 'New / Pending' stage.

Need based market visits to understand location level trends / issues, propose changes basis visit observations MAJOR CHALLENGES :

Dynamic portfolio with multiple variables influencing risk performance

High velocity and multiple risk rule on approval and line assignment- Expertise required to manage complex workflows and understand interlinkages.

Draw meaningful / actionable insights based on data analysis

Ongoing liaising with IT and Business to ensure performance on key risk processes DECISIONS :

Building framework to continuously assess and evaluate system capabilities to eliminate operational loss / incorrect system behavior

Propose policy / process changes for betterment of risk performance INTERACTIONS: Internal Clients:Roles you need to interact with inside the organization to enable success in your day to day work :Business Team / Product Manager:For understanding Business requirements and publishing KPIs accordingly
IT Team:For Support on system enhancements and resolution (in case of system issues) External Clients :Roles you need to interact with outside the organization to enable success in your day to day work :NA DIMENSIONS :Financial Dimensions
(These should be quantifiable numerical amounts) Not Applicable
Other Dimensions (Significant volume dimensions associated with the job) ï‚

Total Team Size:Not Applicable
ï‚

Number of Direct Reports:Not Applicable ï‚

Number of Indirect Reports:Not Applicable ï‚

Number of Outsourced employees:Not Applicable ï‚

Number of locations:Not Applicable ï‚

Number of products:All SF Products

Required Qualifications and Experience
Qualifications
Post graduate with understanding of risk parameters and portfolio management.
Proficiency in data analysis- understanding and processing data to arrive at meaningful risk metrics and relevance to portfolio conditions
Excellent Excel & Power Point proficiency
Basic understanding of IT / System skills.
Exposure to data management / analytics tools Eg. SAS, SQL, etc. will be preferred
Should be willing to travel
a) Work Experience
4 - 5 years of experience in lending business with specific experience in retail or consumer finance risk

Employment Type: Full Time, Permanent

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Bajaj Finance Interview Questions & Tips

Prepare for Bajaj Finance Senior Unit Manager roles with real interview advice

Top Bajaj Finance Senior Unit Manager Interview Questions

Q1. How to collect default customer. How to trace customer shifted given address

asked in Assistant Manager interview

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Q2. Could you plz give a demo of how to sell mobile phn at dealers point.

asked in Sales Manager interview

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Q3. If customer is in NPA category then what percentage waiver we will give him in settlement

asked in Manager interview

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What people at Bajaj Finance are saying

3.5

Rating based on 24 Senior Unit Manager reviews

Anonymous · Other in Mumbai

Likes

Great Variable pay. Auto promotions. Casual wear. Seniors are accessible and helpful. Good year on year growth. Internal job postings can really help you get a role you desire.

Salary - Good

+4 more

Dislikes

Most of the employees use foul language in the office. One might need to work on Non working days as well. No fixed office time. I have seen people working till 12am and heard that some have worked till mid night.

Read 24 Senior Unit Manager reviews