Idexcel - Business Analyst - Commercial Lending Systems (3-5 yrs)

Business Analyst - Commercial Lending Systems

Job Summary:

We are seeking a Business Analyst with expertise in system analysis and a strong background in the banking industry, specifically within the commercial lending domain. This role requires deep experience in analyzing, configuring, and designing systems for Commercial Lending, Small Business Administration (SBA) Lending, Commercial Real Estate (CRE), Construction Lending, and Equipment Finance. The ideal candidate will bridge the gap between business requirements and technical implementation, ensuring seamless delivery and alignment with regulatory compliance and customer needs.

Key Responsibilities:

Lending Expertise:

Provide business analysis expertise in one or more of the following segments:

- Commercial Lending/Leasing

- Syndicated & participation lending

- Commercial Real Estate (CRE)

- Small Business Administration (SBA) & USDA Lending

- Construction Lending

- Equipment Finance

Business and Systems Analysis:

- Conduct business process mapping, requirements gathering, and gap analysis to identify opportunities for improvement.

- Design and implement business strategies and execution plans to meet organizational objectives.

- Collaborate with cross-functional teams to deliver scalable solutions.

- Lead digitization and process improvement initiatives.

- Oversee testing, training, and system implementations/integrations for core systems.

Technology and Systems Expertise:

- Work with industry-leading Core Loan/Lending platforms (e.g., Fidelity, Fiserv, Jack Henry).

- Collaborate on implementations of Commercial Loan Origination Systems (LOS) such as nCino, Abrigo, Moody's CreditLens, Built, CapitalStream, CreditQuest, and Sageworks.

- Contribute to the Software Development Lifecycle (SDLC) and ensure compliance with quality assurance standards.

Regulatory Compliance and Risk Management:

- Ensure all solutions align with governance, regulatory compliance, and risk management frameworks.

- Maintain documentation to support compliance audits and system reviews.

Qualifications:

Education:

- Bachelor's degree in engineering, Business, Finance, or a related field (or equivalent experience).

Experience:

- 3-5+ years of experience in the Financial Services industry and professional services consulting, including client delivery.

- 3+ years of experience in business systems analysis, configuration, or design.

- Hands-on experience with loan origination, underwriting workflows, and lending technology.

Skills and Competencies:

- Expertise in business process modeling, change management, and risk management.

- Deep knowledge of lending workflows/processes and regulatory compliance in financial systems.

- Strong understanding of commercial lending processes.

- Proficiency in tools and methodologies such as Use Case Analysis, Digitization/Imaging, and Quality Assurance.

Preferred Skills:

- Experience with industry-leading platforms such as Fidelity, Fiserv, and Jack Henry.

- Familiarity with LOS systems such as nCino, Abrigo, Built, and Moody's CreditLens.

- Strong entrepreneurial spirit and ability to innovate in a dynamic environment.