Requirement For Retail Credit-Credit Mgr-BL Dukaandar -Karnataka

Role & responsibilities

1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement.
2. Adherence to the policy/process laid out by the Central team on all application being processed
3. Very close monitoring on Non-starters / EMR / 3-30 & 6-60 trends so as to ensure healthy portfolio.
4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location.
5. To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate objectives.
6. To ensure vendor report quality.

Preferred candidate profile

• Basic Aptitude
• Understand and Reading Financial Statement
• Understanding of Agricultural nuances are an added advantage
• Interpersonal Skills
• Good Communication Skills
• Ability to negotiate

Perks and benefits