Portfolio Analyst - NRF Deal Management

Role Description

• Natural Resource Finance (NRF) is a product area within Trade Finance and Lending and is a leading arranger of structured bilateral or syndicated facilities including project finance for producers, processors, and traders in the natural resource industry globally. NRF has teams in Amsterdam, London, Mumbai, Singapore, and Sydney.
• The majority of NRF transactions are syndicated project finance and commodity finance solutions such as Borrowing Base Facilities (BBF), Reserve Based Lending (RBL), Pre-Export Finance (PXF) or Pre-Payment Finance (PPF).
• PF is one of TFLs structured finance business pillars, non-sector specific. Project Finance is defined as financing in which recourse is substantially limited to a specificpurpose business entity1 in which collateral and payment of principal and interest is principally based on cash flows generated by the operation of fixed physical assets2 , or is an economically comparable exposure, in which financing terms include substantial controls3 over the nature of the business, application of cash flows and disposition of collateral, and repayment does not rely on independent performance of a company with broader operations.

As part of NRF Deal Management under Relationship & Transaction Management team in Corporate Bank, you will have following responsibilities:

• Work with Sales teams, Agency teams and Loan Operations teams to support execution of NRF Structured and Project Finance deals in a seamless manner by timely and efficient review of legal/ finance documents
• Support credit monitoring by identifying deal covenants and executing post deal closing covenant monitoring activities.
• Support sales team by providing legal review of waivers, amendments, consent requests, release of collateral documents etc.

Your key responsibilities

• Managing different aspects of loan documentation from initiation to closing documentation and until termination of the deal.
• Legal documentation review, support and consultancy provided to Business & Agency teams including but not limited to drafting of notices, fee letters and any other ancillary documents under the syndicated finance deals
• Reviewing credit/security/collateral/commercial contracts related to the facility documentation under English law, New York Law, laws of other jurisdictions (when applicable, in particular security/collateral agreements and guarantees)
• Review of waivers and amendments, extension, transfers, increase, accession agreements, pledge agreements, client's prepayment notices, release documentation and security release requests relating to syndicated deals.
• Providing Limit instructions to the Agency and operations team after receipt of the Conditions Precedent documents along with CP satisfaction notice from external counsel and agent stating the Funding date.
• Provide monitoring items (Financial and Affirmative Covenants) to the monitoring experts to ensure the covenants are monitored accurately in the systems. Also providing 4 eye review in the systems to ensure the covenants entered are in line with Credit Agreements
• Actively involved in deal related discussions and negotiations with Business and external legal counsel whenever required.
• Advising sales and agency team on any questions related to documentation during the lifecycle of the deal.
• Ensure effective non-financial risk management & controls as the team will be responsible for Portfolio Monitoring by following a Risk Based approach and involved in various functions from Pre Sales to Maturity.

Your skills and experience

• More than 6 years of experience in the syndicated loans market with broad and deep product knowledge
• Sound understanding of loan agreements, familiarity with legal language and LMA standards
• Relevant experience in reviewing English and New York Law documentation
• Very strong proofreading skills of legal credit documents
• Professional negotiation skills.
• Knowledge and experience working with loan, collateral, and limit reservations platform/loan operations
• Decision-taking, time management, coordination, organizational & excellent analytical skills.
• Strong customer focus, business orientation and relationship skills.
• Advanced & effective written, verbal and interpersonal communication skills.
• Ability to work under extreme pressure and within very tight timelines.
• Individual with a commitment & motivation for self-development and growth

Education | Certification

• Desired background: Qualified legal professional (LL.B/LL.M) with more than 6 years of related experience
• Sound knowledge of Corporate Banking products in general and Lending products & processes in particular
• Proficiency in MS Office Power point and Excel.
• Strong academic background