Credit Underwriter - TW, PL,3W & Pre-owned vehicles

Roles and Responsibilities:

• Conduct thorough credit assessments for TW, 3W, PL, New & Pre-owned vehicle loan applications.
• Ensure high quality and performance of the loan portfolio.
• Meet credit assessment targets within specified TAT.
• Ensure adherence to audit and regulatory standards at the location.
• Assist in coordinating and managing vendors for risk control and verification processes.
• Make well-informed lending decisions based on applicant interactions and available data.
• Collaborate closely with sales, operations, collections, and policy teams to ensure smooth operations.
• Maintain databases and prepare monthly reports on loan cases.
• Coordinate with agencies to sample and screen loan files effectively for fraud prevention.
• Manage cost efficiency in credit administration processes.

Job Requirements:

• Strong understanding of lending principles, including credit risk assessment and portfolio management.
• Excellent communication skills for effective client interaction and relationship-building.
• Ability to analyze complex data sets to identify trends and opportunities for improvement.

Location: Wagle Estate, Thane West

You can share your resume at roshnim@manbafinance.com or connect with us at 8657020233 for more details.