Credit Saison - Vice President - Wholesale Lending Vertical (9-14 yrs)

VP - Wholesale

About Credit Saison:

A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTech's, and NBFCs.

Credit Saison India ("CS India"), having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company Credit SaisonCo. Ltd in Japan. Across our various business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing we look towards reaching resilient Assets Under Management ("AUM") of US1bn in record time.

Job Description :

- Owning up the planning and implementation of deployment under Wholesale lending vertical by carrying out the below.

- Identifying potential partners under this business vertical across asset classes.

- Ensuring a preliminary analysis of the potential partners is carried out in order to finalize on conducting a diligence.

- Anchoring the process of due diligence on the potential partners.

- Closing out the commercial negotiations with the partners and maintaining the yield and revenue targets of the organization.

- Ensuring CAMs along with the financial analysis for the wholesale partners are prepared by the team in a timely manner as well as presenting the same to the Credit Committee members.

- Exploring potential asset classes & structures wherein KSF could venture out in.

- Understanding the credit risk as well as identifying potential red flag events on the wholesale partners and presenting forthwith to the senior management at KSF.

- Ensuring the team exhibits the required urgency towards facilitating closure of due diligence.

- Co-ordinating with the partners frequently; deepening relationships and building a brand for KSF among them.

- Ensuring the team conducts and concludes the quarterly monitoring process for the partners.

- Own up the processes to launch various financial products including but not limited to term loans, NCDs, etc.

- Working with the Wholesale team; managing their daily deliverables and assisting them in coming up the curve with regards to financial analysis as well as due diligences.

Professional Qualifications:

- Should have background of the financial services industry esp. experience of 9-14 years in lending to financial services and corporates.

- Experience in sustained client relationship management experience at senior leadership level.

- Should possess an experience of building newer alliances & should have the flair to grow business volumes by developing a long lasting relationships with the partners.