Credit Manager Personal Loans Bangalore

Role & responsibilities

1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement.

2. Adherence to the policy/process laid out by the Central team on all application being processed

3. Very close monitoring on Non-starters / EMR trends so as to ensure healthy portfolio.

4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location.

5. To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate objectives.

6. To manage all risk vendors

7. Credit Deferral Management Both Critical and non Critical

Preferred candidate profile

• Minimum experience in years 3+ yrs in entry level and 5+ years in higher bands

Preference : candidates with credit underwriting/ credit appraisal / KYC scrutinizing and documentation