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11 Tata Capital Credit Manager Jobs

Manager - Credit - Housing

5-10 years

Chennai

1 vacancy

Manager - Credit - Housing

Tata Capital

posted 17d ago

Job Description

Tata Capital Ltd is looking for Manager - Credit - Housing to join our dynamic team and embark on a rewarding career journey
  • Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
  • Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
  • Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
  • Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
  • Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
  • Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
  • Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
  • Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
  • Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Employment Type: Full Time, Permanent

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What Credit Manager at Tata Capital are saying

3.6
 Rating based on 77 Credit Manager reviews

Likes

This company founded by Great Mr. Ratan Tata ji.

    Dislikes

    Managers are not professional and not supportive. Even do not co operate in your need and pressure alot. Your have to work on holdiays without comp off. You will not getting leave even when you are really sick.

    • Salary - Poor
      +6 more
    Read 77 Credit Manager reviews

    Credit Manager salary at Tata Capital

    reported by 379 employees
    ₹4 L/yr - ₹12.8 L/yr
    At par with the average Credit Manager Salary in India
    View more details

    What Tata Capital employees are saying about work life

    based on 2.4k employees
    58%
    50%
    51%
    98%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Tata Capital Benefits

    Submitted by Company
    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Submitted by Employees
    Health Insurance
    Job Training
    Soft Skill Training
    Work From Home
    Cafeteria
    Free Transport +6 more
    View more benefits

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