Upload Button Icon Add office photos
filter salaries All Filters

1 Fusion Microfinance Credit Manager Job

Urgent Opening For Manager-Credit Risk

5-9 years

Gurgaon / Gurugram

1 vacancy

Urgent Opening For Manager-Credit Risk

Fusion Microfinance

posted 5d ago

Job Description

Job Summary:-

We are looking for a Manager with expertise in the credit risk area. The ideal candidate will have a solid understanding of credit risk portfolio management, reporting, ICAAP/Capital management including liquidity management. You will play a crucial role in enhancing our credit portfolio analysis processes and improving our assessment of risk emanating from the portfolio and help in building strategies to mitigate the risk.


Key Responsibilities:-

Credit Risk Portfolio Management: Conduct in-depth analysis of credit portfolio to assess the quality based on various data dimensions.

Data Analysis and Reporting: Provide actionable insights through data analysis and reporting to inform business strategy and decision-making.

Preparation of risk reports: Prepare and improve various portfolio reports on regular basis and ensure continuous automation of these reports.

Preparation of management and board reports: Ensure timely and accurate reporting packs for management and board meetings and suggest improvement the reporting packs over time.

Manage ICAAP framework: Update ICAAP policy on regular basis, prepare ICAAP calculation, related management reports and regularly enhance ICAAP models/methodologies in line with internal policy and regulatory guidelines.

Support in model analytics area: Collaborate with model analytic team in implementing and validating credit risk models and ensure alignment with business objectives.

Field Visit: Visit various branch offices to review and suggest changes in credit related processes to improve quality of portfolio and underwriting . Expected travel time is 3-4 days in a quarter.


Experience:-

  • Experience with retail finance or microfinance institutions (MFI).
  • Proven 5-7 years of experience in the NBFC sector or financial services.
  • Strong knowledge of creditrisk assessment, credit scoring, and predictive modelling.
  • Extensive experience with data management and business reporting tools such as SQL, Power BI, Python etc.
  • Familiarity with creditdecision engines and business rule engines.
  • Excellent analytical, problem-solving, and quantitative skills.
  • Strong communication skills with the ability to present complex data insights clearly.

Preferred Qualifications:-

  • Experience with retail finance or microfinance institutions (MFI).
  • Masters degree in finance, accounting, business or a related field.
  • Bachelors in mathematics/statistics/economics.
  • FRM would be an advantage

Employment Type: Full Time, Permanent

Read full job description

Prepare for Credit Manager roles with real interview advice

What Credit Manager at Fusion Microfinance are saying

3.5
 Rating based on 4 Credit Manager reviews

Likes

Working experience is good and much more learning platform

Dislikes

FNF too late and when you relieved his company job then no any response taken by HR team members

  • Promotions - Poor
  • +1 more
Read 4 Credit Manager reviews

Credit Manager salary at Fusion Microfinance

reported by 11 employees with 3-8 years exp.
₹3.5 L/yr - ₹5.5 L/yr
42% less than the average Credit Manager Salary in India
View more details

What Fusion Microfinance employees are saying about work life

based on 879 employees
57%
45%
48%
96%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

Fusion Microfinance Benefits

Health Insurance
Job Training
Soft Skill Training
Work From Home
Team Outings
Free Transport +6 more
View more benefits

Compare Fusion Microfinance with

Ujjivan Small Finance Bank

4.1
Compare

Bharat Financial Inclusion

3.9
Compare

Satin Creditcare Network

4.0
Compare

Equitas Small Finance Bank

4.5
Compare

Utkarsh Small Finance Bank

3.8
Compare

Jana Small Finance Bank

3.8
Compare

Spandana Sphoorty Financial

3.8
Compare

CreditAccess Grameen

4.2
Compare

RBL FinServe

4.1
Compare

Annapurna Finance

4.1
Compare

HDB Financial Services

4.0
Compare

Shriram Finance

4.1
Compare

Muthoot Fincorp

4.5
Compare

Bajaj Finance

4.0
Compare

IIFL Finance

4.0
Compare

Muthoot Finance

3.6
Compare

Mahindra Finance

4.1
Compare

Manappuram Finance

3.9
Compare

SMFG India Credit

4.0
Compare

Piramal Capital Housing Finance

4.2
Compare

Similar Jobs for you

Senior Analyst at Northern Trust

Bangalore / Bengaluru

2-5 Yrs

₹ 14-16 LPA

Credit Risk Manager at Muthoot FinCorp ONE

Bangalore / Bengaluru

3-6 Yrs

₹ 10-15 LPA

Monitor at Credable

Navi Mumbai

4-9 Yrs

₹ 5-13 LPA

Credit Manager at KPMG India

Mumbai

4-7 Yrs

₹ 7-10 LPA

Credit Manager at Utkarsh Small Finance Bank

Varanasi, Navi Mumbai

7-12 Yrs

₹ 9-15 LPA

Reporter at Northern Trust

Pune, Bangalore / Bengaluru

2-4 Yrs

₹ 10-15 LPA

Credit Risk Manager at Sharekhan

Navi Mumbai

5-10 Yrs

₹ 6-12 LPA

Lead at Tap Invest

Bangalore / Bengaluru

6-11 Yrs

₹ 10-18 LPA

Credit Manager at Shriram City Union Finance Ltd

Chennai

2-6 Yrs

₹ 5-8 LPA

Credit Manager at Tata Capital Ltd

Chennai

5-10 Yrs

₹ 7-12 LPA

Urgent Opening For Manager-Credit Risk

5-9 Yrs

Gurgaon / Gurugram

5d ago·via naukri.com
write
Share an Interview