15 Cluster Business Manager Jobs

We are looking for a Cluster Business Manager to lead and drive the Secured Business Loans portfolio in Tamil Nadu. The role involves managing revenue, profitability, branch operations, and market expansion while ensuring high-quality sourcing and business growth.

Roles and Responsibilities:

- Manage the Secured Business Loans portfolio for the assigned cluster.

- Guide and support Area Managers in formulating and executing business strategies.

- Ensure overall revenue targets are met through various income streams (processing fees, cross-sell, yield, etc.).

- Drive profitability targets for all products within the assigned region.

- Maintain branch profitability by ensuring fee income exceeds branch costs as per the branch scorecard.

- Identify and initiate branch network expansion by assessing potential markets.

- Develop strategies to explore new market opportunities and generate revenue from untapped segments.

- Collaborate with Business Heads to launch new products and enhance business growth.

- Formulate sales, distribution, and disbursement strategies for the region.

- Conduct sales personal discussions (PDs) to evaluate customer profiles and ensure high-quality sourcing.

Skills and Qualifications Required:

- 5+ years of experience in Secured Business Loans or related financial products.

- Strong expertise in sales, revenue management, and profitability analysis.

- Proven ability to lead and guide Area Managers to achieve business objectives.

- Experience in market expansion, network planning, and business strategy development.

- Excellent analytical, communication, and stakeholder management skills.

- Ability to drive branch-level profitability and performance metrics.

- Strong understanding of credit assessment, PDs, and loan disbursement processes.