Sr & Jr Technical Officer Deep Tech Fintech Products

Senior Technical Officer (Deep Tech Fintech Products)

Location: [Noida, India]

Company: Paynite Technologies Pvt. Ltd. & Cash Friend Fintech Pvt. Ltd.

Industry: Fintech | UPI | Digital Payments | Credit & Debit Cards | India Stack

About the Role

We are seeking a Senior Technical Officer (STO) to lead the development of deep technology products in the fintech space, including UPI switch, credit and debit card processing, and India Stack solutions. This role requires a highly skilled technology strategist and hands-on expert who can architect, develop, and scale fintech products while ensuring compliance with regulatory frameworks.

As the Senior Technical Officer, you will be responsible for building high-performance payment systems, leading cross-functional teams, and implementing cutting-edge fintech innovations that align with business goals. You will work closely with the founders, product managers, engineers, and regulatory bodies to ensure the seamless execution of secure and scalable fintech products.

Key Responsibilities

Technology Strategy & Product Development

• Architect, design, and oversee the development of UPI-based products, card processing solutions, and India Stack integrations.
• Develop highly scalable and secure transaction processing systems with real-time payment capabilities.
• Implement API-driven architectures for seamless interoperability with banking partners, fintech service providers, and government platforms.
• Ensure compliance with RBI, NPCI, and regulatory standards for digital payments and financial transactions.

Leadership & Team Management

• Build and manage a high-performing tech team, including software engineers, DevOps, and security specialists.
• Guide teams in microservices architecture, cloud-native development, and secure fintech application design.
• Drive agile development methodologies to improve speed and efficiency.

Security & Compliance

• Ensure robust cybersecurity measures across all fintech products.
• Implement PCI DSS, ISO 27001, and other security best practices for transaction security and fraud prevention.
• Work with compliance teams to meet regulatory requirements, including data localization and KYC/AML guidelines.

Innovation & Scaling

• Leverage AI/ML, blockchain, and big data analytics to enhance fraud detection and payment efficiency.
• Optimize UPI switch performance to handle high transaction volumes with minimal latency.
• Develop and integrate fintech solutions with Aadhaar, e-KYC, DigiLocker, and other India Stack components.

Partnerships & Stakeholder Engagement

• Collaborate with banks, NPCI, RBI, and fintech partners to integrate with the national payment infrastructure.
• Drive strategic technology alliances and vendor partnerships for cloud, security, and payment solutions.
• Work with business leaders to translate business needs into scalable technical solutions.

Key Requirements

Technical Skills & Experience

• 10+ years of experiencedeep tech solutions in fintech product development, payment systems, or .
• Expertise in UPI switch architecture, card transaction processing (Rupay, Visa, Mastercard), and India Stack integrations.
• Hands-on experience with cloud platforms (AWS/GCP/Azure), Kubernetes, and microservices architecture.
• Strong programming skills in Node.js, Java, Python, or Golang with deep API and SDK development experience.
• Experience in database management (MySQL, PostgreSQL, NoSQL, Redis) and high-volume transaction processing.
• In-depth understanding of PCI DSS, encryption techniques, and secure financial transaction protocols.
• Knowledge of AI-driven fraud prevention models and blockchain-based payment solutions is a plus.

Soft Skills & Leadership

• Strong strategic thinking and problem-solving abilities to innovate and scale fintech products.
• Ability to lead and mentor teams, ensuring high technical delivery standards.
• Excellent communication skills to engage with banking partners, regulators, and executive leadership.
• A hands-on approach with a growth mindset to drive technological advancements in fintech.

Why Join Us?

• Be part of a fast-growing fintech company shaping India's digital payment ecosystem.
• Work on next-gen payment solutions, including UPI, credit/debit cards, and India Stack innovations.
• Lead cutting-edge fintech projects with the latest cloud, AI, and blockchain technologies.
• Collaborate with regulators, banks, and global payment leaders to drive financial inclusion.
• Competitive compensation, leadership opportunities.

How to Apply?

Interested candidates can send their resume and portfolio to hr@payfi.co.in or whatsapp +91 8810412889 with the subject line "Application for Senior Technical Officer Payments".

Job Description: Manager – Founder’s Office (Cross-Functional Leadership)

Location: [Insert Location]
Experience: MBA with 5+ years of experience
Industry: Fintech, Payments, Digital Banking

About the Role:

We are looking for a highly motivated and strategic professional to join as a Manager – Founder’s Office. This role requires a strong leader who can oversee and manage cross-functional operations across multiple businesses, including Paynite Technologies Private Limited (Poolpe & RemUPI) and Cash Friend Fintech Private Limited (Payfi).

As a core team member, you will work closely with the founder to drive strategic growth, streamline operations, and ensure execution excellence across different business units.

Key Responsibilities:

1. Strategic Planning & Execution

• Assist the founder in defining and executing business strategies, financial planning, and scaling operations.
• Identify growth opportunities and develop business roadmaps for Poolpe, RemUPI, and Payfi.
• Monitor industry trends, regulatory updates, and competitor strategies to shape business decisions.

2. Cross-Functional Operations Management

• Act as a liaison between different teams (Product, Tech, Finance, Marketing, Compliance, and Sales) to ensure seamless execution.
• Implement and optimize business processes for operational efficiency.
• Work with the product and tech teams to drive UPI and payment gateway innovations.

3. Financial & Business Performance Oversight

• Analyze P&L, revenue metrics, and financial health across the companies.
• Track KPIs and generate business performance reports for the founder.
• Assist in fundraising, investor relations, and stakeholder management.

4. Team Leadership & People Management

• Coordinate with HR to attract and retain top talent across functions.
• Build a strong company culture focused on innovation and collaboration.
• Ensure proper resource allocation and team productivity.

5. Compliance & Risk Management

• Ensure all business functions comply with RBI and NPCI regulations for fintech operations.
• Implement risk management frameworks for payments, security, and fraud prevention.
• Work with legal and compliance teams to address regulatory challenges.

6. Business Development & Partnerships

• Identify and onboard strategic partnerships (banks, NBFCs, fintech partners, payment processors).
• Drive alliances for merchant acquisition and expansion of UPI-based services.
• Explore international partnerships for fintech expansion opportunities.

Key Requirements:

✅ Education: B.tech & M.tech required.
✅ Experience: Minimum 5 years in fintech, banking, payments, or startup ecosystem.
✅ Skills Required:

• Strong understanding of UPI, payment gateways, and digital banking.
• Ability to multi-task and drive execution across multiple functions.
• Experience in financial analysis, business strategy, and growth planning.
• Hands-on leadership style with a data-driven decision-making approach.
• Excellent stakeholder management skills (internal teams, investors, regulators).

Why Join Us?

• Work directly with the founder & leadership team on high-impact projects.
• Opportunity to lead cross-functional teams in a high-growth fintech startup.
• Competitive salary, ESOPs, and a chance to build a game-changing fintech product.

📩 How to Apply:hr@payfi.co.in