Job Role :
The key functions will be
- Profitability Management - Maintaining & optimizing profitability for the branch
- Target setting & management Monitoring branch targets in numbers & volumes
- Portfolio quality management - through superior underwriting, working closely with collections
- Cost management managing all branch operating costs including cost of acquisition, operations etc.
- People management Motivating team, handling HR & administration function of the branch
- Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues
Key Responsibilities :
Business
- Achieve contributed value targets set for the branch
- Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets while controlling delinquencies and frauds
- Provide superior customer experience
- Manage TATs on credit & processing
- Minimize pre & post disbursal discrepancies
Monitoring Performance
- Monitoring Branch performance in terms of key drivers i.e.
- Contributed Value.Volumes / Profitability / Expenses / Losses
- Employee Retention
- Employee Productivity
- Customer experience
- Monitor individual performance of each employee, continuously work to maximize productivity
People Management
- Motivate and develop branch team
- Drive branch team to excel.
- Manage and mentor the team and keep attrition of branch staff low
- Conduct regular meeting with branch staff
- Provide open and honest feedback and ask for feedback.
Mandatory Skills :
- 7-8 Years experience, with at least 4 years in Retail Assets
- Ability to plan & execute
- Strong inter-personal skills and leadership ability,
- Ability to create professional work culture that encourages enthusiasm and team spirit
- Understanding of credit risks & operational risks.
- Ability to manage and implement change by taking complete ownership
Forward your updated resume - murugasurya.p@hdbfs.com / WhatsApp - 7353823408
Regards,
Surya
HR - Team
HDB Financial Services
Employment Type: Full Time, Permanent
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