Unit Manager - Risk/Senior Unit Manager

• Responsible for risk management of exposure across Sales finance (SF) dealer partners within dealer banker framework
• Manage proposal for underwriting for SF dealer partners including good understanding of valuations, legal, technical, PD, Financial analysis, collateral management etc. of property collaterals as security
• Travel to locations to understand market and refine and upgrade policy as per market requirement and risk assessment
• Managing distribution risk by ensuring adequate controls and checks on exposure risk.
• Portfolio risk monitoring & management
• Ensure continuous improvement/enhancement to systems (SFDC & Finn one) platforms by identifying gaps proactively.
• Support product team in developing systems, IT development and improvement of the same and is line with business requirements.
• Own offer generation and validation activity for Dealer Banker.
• Building framework to continuously assess and evaluate system capabilities to eliminate operational loss
• Monthly interaction & feedback mechanism with collection/sales team to get ground level feedback on market/portfolio
• Support business in various initiatives by enabling business growth and maintaining portfolio quality
• Managing activity of bouncing analysis, PDD framework.
• Own the activity of business performance presentation in terms of preparation of Risk Deck & Operating Deck.
• Monitoring the Dealer Performance with the help of Dealer Performance Monitoring Activity.
• Analysis of various Dealer banker proposals in terms of PO generation, underwriting & eligibility analysis
• Will be responsible for providing support for Working Capital of Retailer Finance & Trade Advance.

  Required Qualifications and Experience
Preferably a CA or MBA finance by qualification
Mandatory to have minimum 2 years of experience in Mortgage underwriting/Risk and overall experience of 4 years.
Experience in risk management is preferable.
Understands distribution management
Should have excellent interpersonal and communication skills along with strong presentation and data analytics skills.
Comfortable on working in MS Power Point & MS excel and handle large data set.
Should be a go getter and willing to travel