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Unit Manager - Risk/Senior Unit Manager ...

4-5 years

₹ 15 - 16.5L/yr (AmbitionBox estimate)

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Pune

Unit Manager - Risk/Senior Unit Manager ...

Bajaj Finance

posted 2d ago

Job Description

    

Job Purpose  
â"This position is open with Bajaj Finance ltd.â"
Design, implement and fine tune risk policies for Two Wheeler business with the objective of keeping portfolio loss within target.    

Duties and Responsibilities  
PRINCIPAL ACCOUNTABILITIES
(Accountabilities associated with the job)

  •  Execute offer generation campaigns on a monthly basis by running the policy rules on customer database.
  •  Ensure generation and monitoring of control charts and exception reports
  •  Analyze risk metrics and conduct deep dive analysis
  •  Review portfolio on periodic basis across various risk metrices, maintain portfolio quality by managing loss rates, conducting loss analysis, & work closely with functional teams, RCU, Collections & Business teams
  •  Ensure policy documents are incorporated with any recent policy changes.
  •  Regular Monitoring of PDD aspects of Invoice, RC, Insurance, MMR

    4.  MAJOR CHALLENGES
    (Challenges faced on an on-going basis in carrying out the job)

  •  Data management for large number of transactions
  •  Risk controls on execution of policies - Ongoing liaising with IT and BIU teams to ensure all policies, processes, data flow etc.


    5.  DECISIONS
    (Key decisions taken by job holder at his/her end)

    NA


    6.  INTERACTIONS
    (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)

    Internal Clients
    Roles you need to interact with inside the organization to enable success in your day to day work 

    Business, IT, BIU


    External Clients
    Roles you need to interact with outside the organization to enable success in your day to day work 
    UW Team, Dealers



    7.  DIMENSIONS
    (Key numerical data which will reflect the scope and scale of activities concerning this job)

    Financial Dimensions
    (These should be quantifiable numerical amounts)


    NA



    Other Dimensions
    (Significant volume dimensions associated with the job)
    ï‚
  •  Total Team Size: 2
    ï‚
  •  Number of Direct Reports:2
    ï‚
  •  Number of Indirect Reports:0
    ï‚
  •  Number of Outsourced employees:0
    ï‚
  •  Number of locations:Pune
    ï‚
  •  Number of products:TW    

    Required Qualifications and Experience  
    8.  SKILLS AND KNOWLEDGE
    (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent)

    Educational Qualifications
    a) Qualifications
    Bachelors Degree in Commerce, computer science, Math, Physics, Engineering, or related quantitative field
    Effective analytical, data management and presentation skills

    b) Work Experience
    Relevant experience of 4yrs+    

  • Employment Type: Full Time, Permanent

    Read full job description

    Bajaj Finance Interview Questions & Tips

    Prepare for Bajaj Finance Senior Unit Manager roles with real interview advice

    Top Bajaj Finance Senior Unit Manager Interview Questions

    Q1. How to collect default customer. How to trace customer shifted given address
    Q2. Could you plz give a demo of how to sell mobile phn at dealers point.
    Q3. If customer is in NPA category then what percentage waiver we will give him in settlement
    View all 96 questions

    What people at Bajaj Finance are saying

    3.5
     Rating based on 24 Senior Unit Manager reviews

    Likes

    Great Variable pay. Auto promotions. Casual wear. Seniors are accessible and helpful. Good year on year growth. Internal job postings can really help you get a role you desire.

    • Salary - Good
    • +4 more
    Dislikes

    Most of the employees use foul language in the office. One might need to work on Non working days as well. No fixed office time. I have seen people working till 12am and heard that some have worked till mid night.

    Read 24 Senior Unit Manager reviews

    Senior Unit Manager salary at Bajaj Finance

    reported by 277 employees with 3-10 years exp.
    ₹9 L/yr - ₹24.7 L/yr
    33% more than the average Senior Unit Manager Salary in India
    View more details

    What Bajaj Finance employees are saying about work life

    based on 6.7k employees
    53%
    72%
    52%
    97%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Bajaj Finance Benefits

    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Free Transport
    Team Outings +6 more
    View more benefits

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