Cluster Manager - Commercial Risk & Underwriting

• Preparation of Credit Appraisal Memo s (CAM) covering details of financials, business, industry and management while maintaining quick TATs.
• Understanding of financials and due diligence process for lending to be carried out as per the Lending programs for Commercial lending division of Bajaj Finance Limited
• Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified to ensure NIL delinquency in the Portfolio.
• Ensure & review that the covenants & conditions as per sanctioned terms are regularly monitored.
• Monitoring of the end user industries covering the existing and prospective portfolio and identify any early warning signals
• Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
• Track developments in the respective markets and provide feedback to the management team

Required Qualifications and Experience
Educational Qualifications
a) Qualifications
CA/MBA in Finance
b) Work Experience
a) Minimum 2 years in the Corporate Lending industry, preferably with a reputed Bank / NBFC.
b) Exposure in u/w for Corporate Clients would be preferred.