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Zonal Manager - Affordable Housing

14-15 years

Pune

Zonal Manager - Affordable Housing

Bajaj Finance

posted 2d ago

Job Description

    

Job Purpose  
Grow and manage the portfolio of Micro BLSE ( Secured Loans ) across locations, by building and driving a Sales team and network of channel partners and ensure that the portfolio health is maintained    

Duties and Responsibilities  
1. Sales planning
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  •  In consultation with the Business Head- Micro BLSE, create a location-wise target setting for the team in order to achieve the annual and monthly AOP target received from Business Head. Compare with previous years performance and also study potential of each location based on data from other business lines and databases. Plan out new initiatives for the year, locations to be added, do manpower planning and channel expansion planning.
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  •  Cascade the location-wise targets to the team through meetings with Regional Managers as well as townhalls and connects with extended team. Ensure that there is effective communication and alignment on the targets till the level of Sales Managers and Area Managers.

    2. Sales management & review
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  •  Create a daily plan for numbers to be achieved and communicate to the team. Through the day, track achievement against the plan. Follow up on commitments and speak to concerned team members to double down the efforts and ensure that targets are met.
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  •  Conduct regular visits to each location. Meet team members and motivate them by giving guidance, lifting morale
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  •  During market visits, also meet existing and new channel partners. Discuss performance with existing partners and push them to do drive results. Evaluate new partners for channel expansion.
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  •  On a monthly basis, review the achievement for each team member against AOP. Identify problem cases and reach out to them to give guidance, suggestions etc.
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  •  Participate in monthly and quarterly reviews with Business Head and Group Business Head to track progress against AOP and decide any changes, interventions etc.
    3. Distribution management
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  •  Monitor and drive traffic in direct route via call center through effective management and set up call center in-house processes and policies as per service standards of BFL
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  •  Enhance traffic through indirect route, include channel & dealer DSA appointment and partnership with operators in Small ticket size secured Loans.
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  •  Onboard partners with credibility in local markets and perform adequate due diligence on the channel partners to ramp up platform and network of channel partners
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  •  Interact with channel partners to influence them for driving business for BFL, provide direction and oversight on their operations &performance, and resolve issues faced, if any
    4. Team development
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  •  Participate in recruitment process to set up the team and identify right talent for various positions within the team
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  •  Build strong talent management model, establish individual performance expectations and regularly review individual performance of the team
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  •  Lay down career growth plan by identifying and creating development opportunities for team members to enhance functional knowledge    

    Key Decisions / Dimensions  
    Market Expansion Plans.
    Scaling the business from 0
    Manpower Planning
    Product Penetration    

    Major Challenges  
    New Business locations
    Building and Motivating Direct Sales team.
    Creating funnels for Business.    

    Required Qualifications and Experience  
    b) Work Experience
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  •  Relevant Experience of 14-15 Years, out of which 5-6 year of experience in LAP/Secured Loans
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  •  Demonstrated success & achievement orientation
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  •  Strong bias for action & driving results in a high performance environment
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  •  Demonstrated ability to lead from the front
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  •  Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance
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  •  Exceptionally high motivational levels and needs to be a self starter    

  • Employment Type: Full Time, Permanent

    Read full job description

    Prepare for Zonal Manager roles with real interview advice

    Top Bajaj Finance Zonal Manager Interview Questions

    Q1. How to collect default customer. How to trace customer shifted given address
    Q2. Could you plz give a demo of how to sell mobile phn at dealers point.
    Q3. If customer is in NPA category then what percentage waiver we will give him in settlement
    View all 96 questions

    What people at Bajaj Finance are saying

    4.9
     Rating based on 2 Zonal Manager reviews

    Likes

    Great aggressive company with great top leaders whom i admire

    • Salary - Excellent
    • +5 more
    Dislikes

    Work life balance

    Read 2 Zonal Manager reviews

    Zonal Manager salary at Bajaj Finance

    reported by 22 employees with 12-21 years exp.
    ₹26.5 L/yr - ₹58 L/yr
    151% more than the average Zonal Manager Salary in India
    View more details

    What Bajaj Finance employees are saying about work life

    based on 6.7k employees
    53%
    72%
    52%
    97%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Bajaj Finance Benefits

    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Free Transport
    Team Outings +6 more
    View more benefits

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