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Deputy Area Manager - Rural Two Wheeler ...

4-6 years

Rudrapur

Deputy Area Manager - Rural Two Wheeler ...

Bajaj Finance

posted 3d ago

Job Description

    

Job Purpose  
â"This position is open with Bajaj Finance ltd.â"
  •  Achieving & exceeding Business goals and targets for Rural Two Wheeler Loans. Managing & grooming of the team to achieve their respective targets    

    Duties and Responsibilities  
  •  Achieving & exceeding Business goals and targets for Rural Two Wheeler Loans
  •  Creating a strong & compliant sales culture to drive business.
  •  Sales Force Management, data management and efficient use of call center leads
  •  Dealer visit along with sales manager/FOS
  •  Portfolio management- 99% zero bucket collections
  •  Maintaining FEMI at 9% across location & span
  •  Monthly 5 days location travel
  •  Ensure teams adherence to sales governance & compliance processes
  •  Adherence to customer delivery TAT
  •  Ensure implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work.
  •  Recruiting and Retaining high performers.
  •  Team management & Grooming of the team to achieve their respective targets
  •  Managing the Delinquency of the business sourced to ensure health of portfolio
  •  Excel & power point presentation knowledge & skills
  •  Daily review with ABSM regarding projections / activity plan for the day
  •  Reviews with ABSM on projection verses delivery daily, to spur planning for the next day
  •  Ensures execution of the defined activity plan for customer visits by the team during the day
  •  Assists in Collections in HTS cases for buckets X and 1, as well as higher buckets
  •  Provides feedback to under-performing team members - seeks to understand causes, to provide timely and appropriate inputs and support
  •  Nominates team members for reward and recognition commensurate with their achievements; Appreciates team members appropriately in internal forums as relevant
  •  Resolves issues regarding documentations
  •  Decides on approaching customers of risk-prone geographical areas and profiles, and to stop approaching specific profiles, based on delinquency patterns
  •  Plans for business expansion - identifies and maps new areas, including fraud likelihoods, derives projections; Shares and discusses with branch teams and ASSCs - takes inputs to make action plans clear; Shares projections, action plans and budgets with RSM, seeking approval
  •  Cascades finalised plans received from RSM to the team - derives aligned short-term performance benchmarks such as DRR; Plans with team to achieve them
  •  Periodically monitors team on productivity metrics, and assists in resolving their issues; Monitors month on month productivity, WIRR, Insurance penetration, CC and CW lead penetration
  •  Shortlists from among initial candidate lists, makes recommendations of known candidates; Conducts initial interview with shortlisted candidates, providing comments as per format, and recommendations
  •  Reviews and discusses achievement with team periodically; Conducts mid-year and annual performance review per team member, providing feedback for their improvement


    4.  MAJOR CHALLENGES
    (Challenges faced on an on-going basis in carrying out the job)
  •   Team Management
  •   Retention of front line sales force
  •   Maintaining consistent delivery of high performance
  •   Attrition (on roll & off roll)    

    Required Qualifications and Experience  
    Education
    Graduation / MBA
    Experience & Skills

    ï‚
  •  Graduation with 4 to 6 years and MBA with 3-4 years of relevant experience
    ï‚
  •  Demonstrated success & achievement orientation.
    ï‚
  •  Strong analytical skills to drive channel performance and drive profitability
    ï‚
  •  Strong bias for action & driving results in a high performance environment.
    ï‚
  •  People & Relationship Management skills
    ï‚
  •  Excellent Communication and Negotiation Skills
    ï‚
  •   Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance.    

  • Employment Type: Full Time, Permanent

    Read full job description

    Prepare for Deputy Area Manager roles with real interview advice

    Top Bajaj Finance Deputy Area Manager Interview Questions

    Q1. How to collect default customer. How to trace customer shifted given address
    Q2. Could you plz give a demo of how to sell mobile phn at dealers point.
    Q3. If customer is in NPA category then what percentage waiver we will give him in settlement
    View all 96 questions

    What people at Bajaj Finance are saying

    4.0
     Rating based on 31 Deputy Area Manager reviews

    Likes

    Care of Employee

    • Salary - Excellent
    • +6 more
    Dislikes

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    Read 31 Deputy Area Manager reviews

    Deputy Area Manager salary at Bajaj Finance

    reported by 131 employees with 3-10 years exp.
    ₹5.4 L/yr - ₹11.3 L/yr
    At par with the average Deputy Area Manager Salary in India
    View more details

    What Bajaj Finance employees are saying about work life

    based on 6.7k employees
    53%
    72%
    52%
    97%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Bajaj Finance Benefits

    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Free Transport
    Team Outings +6 more
    View more benefits

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