Analyst, Credit and Income

• Complete quality control post loan closing/Pre-funding. Review pre-closing/Prefunding documentation to ensure accuracy prior to document release and review post-closing documentation to ensure accuracy after loan closing and confirm supporting documents are all present and correctly executed. Record and report loan exceptions. • Expertise on RADD, Forensic review, QM (Conventional, FHA, VA and USDA), nonQM and Portfolio loans review. o Credit and Income review; Income calculation; Employment Income, selfemployed income, rental income, sand other income. o Identify red flags on loan file (Income documents review, asset documents review, credit report, Fraud report, exclusionary list). • Review entity documentation to understand business structure and authorized signers. • Knowledge of applicable federal regulations and state laws a plus. • Ability to prioritize and decipher policies, programs, and guidelines. • Strong attention to detail, organizational and communication skills. • Ability to handle multiple tasks, take on new responsibilities, and prioritize work in a deadline-intensive environment. • Strong interpersonal and teamwork skills and ability to influence through collaboration. • Self-motivated, high level of personal energy and commitment. • Flexible to work on Night shifts.