Internal Auditor - Risk Management (12-18 yrs)

About the Role:

- We are seeking a highly skilled and experienced Internal Auditor to join our dynamic team.

- This role offers an excellent opportunity to contribute to the financial health and regulatory compliance of our organization.

- As an Internal Auditor, you will play a crucial role in assessing the effectiveness of our controls, risk - management practices, and compliance with relevant regulations.

Key Responsibilities:

Conduct Comprehensive Audits:

- Perform independent and objective audits of various business processes, including loan origination, underwriting, disbursement, recovery, and asset management.

- Evaluate the adequacy and effectiveness of internal controls to mitigate risks and ensure operational efficiency.

- Assess compliance with relevant laws, regulations, and internal policies and procedures, such as the Companies Act, RBI/NHB guidelines, and internal policies.

Risk Assessment and Management:

- Identify, analyze, and evaluate key risks inherent in the business operations.

- Assess the adequacy of risk management strategies and controls to mitigate identified risks.

- Recommend improvements to risk management frameworks and control processes.

Regulatory Compliance:

- Stay updated on regulatory changes and industry best practices.

- Ensure adherence to regulatory requirements and internal policies.

- Identify potential regulatory compliance issues and recommend corrective actions.

Special Investigations and Reviews:

- Conduct special investigations and reviews as required by the Audit Committee, Senior Management, or regulatory authorities.

- Analyze complex financial transactions and identify potential fraud or irregularities.

Reporting and Communication:

- Prepare detailed audit reports, summarizing findings, conclusions, and recommendations.

- Communicate effectively with management at all levels, including senior executives and the Audit Committee.

- Present findings and recommendations in a clear and concise manner, both verbally and in writing.

Qualifications and Experience:

- Education: CA/CPA/MBA (Finance) or equivalent qualification.

- Experience: 12-18 years of relevant experience in internal audit and risk management within the HFC, NBFC, or Banking sector, preferably with exposure to Big 4 audit firms.

- Technical Skills: Strong understanding of auditing standards, risk management frameworks, and regulatory requirements.

- Proficiency in financial analysis, data analytics, and use of audit software.

- Interpersonal Skills: Excellent communication, interpersonal, and presentation skills.