Credit analysis- Financial Institutions

Job Purpose

We are looking for a dedicated and motivated individual who has strong technical, analytical, and organizational skills for our Commercial Lending team

Job location- Bengaluru/ Gurgaon (WFO)

Key Skills

• The team will perform credit risk assessment for Banks, FIG etc.

Accountabilities:

The concerned analyst will be accountable for the followings:

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks and FI counterparties.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
• Adhering to standard operating procedure & policies including compliance documentation.

Key Responsibilities

• Strong understanding of credit principles, policies and regulations for Banks and FI counterparties.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 3 - 9 years relevant experience in the field of credit analysis for Financial Institution.