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3.8

based on 433 Reviews

579 2COMS Jobs

Senior Underwriter (US Mortgage) - Chennai

2coms

3.8

based on 433 Reviews

4-9 years

Chennai

Senior Underwriter (US Mortgage) - Chennai

2COMS

posted 4d ago

Job Role Insights

Fixed timing

Key skills for the job

Finance Credit Analysis US Mortgage Home Loans Medical Underwriting Title Search

+ 10 more

Job Description

SUMMARY

Looking For Senior Underwriter Position in Global IT MNC

Greetings From 2COMS Group!

About Client

Our Client is an Indian multinational corporation that provides information technology, consultant and business process services. It is one of the leading Big Tech companies. Its capabilities range across cloud computing, computer security, digital transformation, artificial intelligence, robotics, data analytics, and other consulting services to customers in across 167 countries. Current holds around 1.5 Lakhs employees across India.

Profile- Senior US Residential Mortgage Underwriter

Location - Chennai

Experience - 4+ years of relevant years in US Residential Mortgage Underwriting

Shift- US Shift (One way cab facility)

Notice Immediate Joiner Only

Job Responsibilities

Ability to manually underwrite complex transactions to ensure the loan meets established guidelines
Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client
Should know how to run the AUS and verify the data integrity of the Desktop UW / Loan Prospector
Review the Employment Guideline Requirements
Perform Income calculations (salaried / Self-employed / Rental / Other Incomes)
Validate all types of Assets including 401K, Bank Statements, Mutual funds, etc.
Usage of Assets against Income requirement/qualification
Calculate Debt-to-Income Ratio, Loan-to-value Ratio, Housing Payment
Review appraisal and perform Property Valuation and use property valuation tools
Review Credit Reports including Credit Scores, Existing liens, payments, etc.,
Should also review the alternate / support documents for credit review Title review and lien validations
Review loan details in Loan applications, Letters of explanation, and gift letters
Income verification on Bank statement loans
Client-specific guideline review with alternate documentation
Understanding of Counter offer and Solutions to the loan
Review of compliance documents