Maker-Checker process (Corporate Banking)

Maker:

2-3 years of experience in / should have good knowledge SME (Business loans)  / corporate lending documentation

Checker:

3-5 years of experience in / should have good knowledge SME (Business loans)  / corporate lending documentation

Lead

5-7 years in SME / corporate lending ( Bilat loans) with experience of managing the documentation team.

Roles and Responsibilities:

• Knowledge of collateral documentation
• Ability to apply credit files and understand credit limit setting and monitoring
• Ability to prepare documentation as per credit approval and structure including security documentation and checklist
• Working experience under limit management and facility disbursement (including loans).
• Should have experience in Facility offer letter and security document preparation.
• Should have experience in vetting of borrowing and perfection of security document in line with credit approval
• Ability to vet constitutional documents and ensure all customer documents are in good order and valid as per Bank requirement
• Ability to apply knowledge of credit administration process in recommending change to policy and procedures
• Understand systems and processes supporting credit administration activities
• Knowledge of relevant laws and regulations governing credit administration activities
• Knowledge of banking regulatory framework
• Knowledge of banking products and services
• Understand local market trends

We are looking for an experienced Maker to join our dynamic financial team. The ideal candidate will have a solid background in handling documentation for SME loans, business loans, and corporate lending. The role demands meticulous attention to detail, a strong grasp of compliance, and adherence to regulatory standards to ensure the accuracy and completeness of financial documentation.

Key Responsibilities:

• Documentation Review: Carefully review and verify all documentation related to SME loans, business loans, and corporate lending to ensure accuracy and compliance.
• Loan Documentation: Prepare and process comprehensive loan documentation in accordance with company policies and regulatory requirements.
• Compliance and Regulatory Standards: Ensure that all documentation meets current compliance and regulatory standards.
• Quality Assurance: Identify, report, and rectify any discrepancies or inconsistencies in financial documentation.
• Collaboration: Work closely with other departments, including underwriting, risk, and legal teams, to facilitate smooth documentation processes.
• Process Improvement: Assist in developing and improving documentation processes to maintain high standards and efficiency.
• Record Management: Maintain organized and secure records of all documentation activities for audit purposes.

Key Skills and Competencies:

• Strong Knowledge: Expertise in SME loans, business loans, and corporate lending documentation.
• Attention to Detail: High level of accuracy in reviewing and preparing documentation.
• Regulatory Awareness: Up-to-date knowledge of compliance and regulatory standards in financial documentation.
• Communication: Strong verbal and written communication skills for effective collaboration.
• Proficiency: Adept at using MS Office applications, particularly Word and Excel.
• Problem - Solving : Ability to identify issues and implement corrective actions efficiently.

Qualifications:

• Bachelor’s degree in Finance, Business Administration, or a related field (preferred).
• 2-3 years of relevant experience in loan documentation or financial documentation roles.