XL Dynamics Interview Questions and Answers

Case study, Basic arithmetic & english test

Q1. What do you know about lending in general?
Ans. 
Lending involves providing funds to individuals or businesses with the expectation of repayment with interest.
• Lending can be done by banks, credit unions, or online lenders.

• Interest rates are typically charged on the amount borrowed.

• Lenders assess the creditworthiness of borrowers before approving loans.

• Types of loans include personal loans, mortgages, and business loans.
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Q2. Are comfortable working night shifts?
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Q1. What is your real name
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Q2. What is your favourite exercise
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Q3. What is your real age
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Q4. Give me your email ID
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Q5. Which state are from
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Q1. How to use Vlookup ?
Ans. 
Vlookup is a function in Excel used to search for a value in a table and return a corresponding value from another column.
• Syntax: =VLOOKUP(lookup_value, table_array, col_index_num, [range_lookup])

• lookup_value: The value to search for in the first column of the table.

• table_array: The range of cells that contains the data.

• col_index_num: The column number in the table from which to retrieve the value.

• range_lookup: Optiona...read more
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Q2. How to use VBA
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VBA is a programming language used to automate tasks in Excel and other Microsoft Office applications.
• VBA stands for Visual Basic for Applications

• It allows users to create macros to automate repetitive tasks

• VBA code can be written within Excel by accessing the Developer tab

• VBA can be used to manipulate data, create custom functions, and interact with other applications
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Group Discussion......

Q1. Basic questions focused mainly to check communication
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General test was there. Not related to position.

Q1. What is mortgage ?
Ans. 
A mortgage is a loan used to purchase real estate, with the property serving as collateral for the loan.
• Mortgages are typically long-term loans, often lasting 15 to 30 years.

• The borrower makes monthly payments to the lender, which include both principal and interest.

• If the borrower fails to make payments, the lender can foreclose on the property.

• Interest rates on mortgages can be fixed or adjustable.

• Common types of mor...read more
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Q2. What are expense ratios ?
Ans. 
Expense ratios are fees charged by mutual funds or ETFs to cover operating costs.
• Expense ratios are expressed as a percentage of a fund's average net assets.

• They cover costs such as management fees, administrative expenses, and other operational costs.

• Lower expense ratios are generally preferred by investors as they can eat into investment returns over time.

• For example, if a mutual fund has an expense ratio of 0.5%, it...read more
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It is based US mortgage .
Then Writing mail for raising complaint of Bank Customer.
then Topis like SOCIAL medis drawbacks , AI importance , Innovations importance .

Its emaling process so no technical or Quant skills require US mortgage case study . Questions like types of mortgage , and some LTV ratio front back ratio of loan . Reverse Mortgage , Govt , corporate mortgage .

Q1. What is hcpcs full form
Ans. Health care commen procedure coding system
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