L&T Technology Services Interview Questions and Answers

Banks provide various types of loans to customers.

• Personal loans

• Home loans

• Car loans

• Education loans

• Business loans

• Credit card loans

Know Your Customer

• KYC stands for Know Your Customer

• It is a process used by financial institutions to verify the identity of their clients

• KYC helps in preventing money laundering, fraud, and terrorist financing

• Examples of KYC documents include passport, driver's license, and utility bills

Balance sheet is a financial statement that shows a company's assets, liabilities, and shareholders' equity at a specific point in time.

• It provides a snapshot of a company's financial position.

• Assets are what the company owns, liabilities are what it owes, and shareholders' equity is the difference between the two.

• The balance sheet equation is: Assets = Liabilities + Shareholders' Equity.

• It helps investors and analysts assess the financial health and stability of a company.

• Ex...read more

Types of loans include secured, unsecured, personal, business, student, and payday loans.

• Secured loans require collateral, such as a car or house, to be put up as security

• Unsecured loans do not require collateral but may have higher interest rates

• Personal loans are used for personal expenses, such as home improvements or medical bills

• Business loans are used for business expenses, such as equipment or inventory

• Student loans are used for education expenses and may have lower in...read more

Yes, I have received offers from two different companies.

• Received offers from Company A and Company B

• Currently evaluating both offers to make a decision

• Considering factors like salary, benefits, and growth opportunities

Typist test is a system used to evaluate typing speed and accuracy.

• Typist test measures typing speed and accuracy.

• It is commonly used in job interviews for data entry positions.

• Typist test can be administered online or in-person.

• Results of the test can be used to determine if a candidate is suitable for the job.

• Typist test may include timed typing exercises and accuracy tests.