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Visionet Systems US Mortgage Loan Processing Interview Questions and Answers
Visionet Systems US Mortgage Loan Processing Interview Experiences
1 interview found
Anonymous
I applied via Naukri.com and was interviewed before Oct 2019. There were 4 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Who is underwriter?
- Ans.
An underwriter is a professional who assesses the risk of lending money and determines if a borrower qualifies for a mortgage loan.
Underwriters review loan applications, financial documents, and credit reports to evaluate the borrower's ability to repay the loan.
They analyze the borrower's income, employment history, debt-to-income ratio, and credit score.
Underwriters also ensure that the loan meets the lender's guidel...
- Q2. What is underwriter responsibility?
- Ans.
The underwriter is responsible for assessing and evaluating mortgage loan applications to determine their risk and eligibility for approval.
Reviewing and analyzing loan applications and supporting documents
Verifying borrower's financial information, credit history, and employment details
Assessing the property's value and condition
Calculating the borrower's debt-to-income ratio
Determining if the loan meets the lender's ...
- Q3. Underwriters are responsible for deciding whether or not to accept applications for insurance cover – this is known as 'risk'. Determining risk is a complex process and the job relies on sensible judgement...
Interview Preparation Tips
Interview questions from similar companies
I applied via Naukri.com and was interviewed before Sep 2021. There were 3 interview rounds.
Entry level aptitude test
(1 Question)
- Q1. Introduction and about college project.
Interview Preparation Tips
I applied via Walk-in and was interviewed before Sep 2021. There were 4 interview rounds.
Reasoning and English
Just a minute round about favourite movie
(1 Question)
- Q1. SD , about education questions
(1 Question)
- Q1. Regarding shifts, timings and relocation
Interview Preparation Tips
I was interviewed before Oct 2016.
Interview Questionnaire
1 Question
- Q1. 1. Self introduce. 2. Can do night shift 3. Can go Jaipur if needed 4. Why appoint you 5. What you give to company 6. Some financial question (bookish)
Interview Preparation Tips
Experience: After hr round, then aptitude test which was simple to crack, then operations manager interview, then they keep me waiting till 9 pm to declare That I am selected.
Tips: Go for 11 & 12 class financial management or finance book
Go through about share, debenture, mutual fund, banking system etc.
Round: Test
Experience: Aptitude is easy to crack and at last you have to write essay.
Duration: 1 hour
Total Questions: 60
Interview Questionnaire
1 Question
- Q1. They will ask about basic Google and YouTube process
Interview Preparation Tips
Experience: We have to be good in communication skill .as well as they expect us to be more confidential behaviour
Round: Telephonic client round
Experience: They will ask you behavioural questions simply like spell it name , and process based some questions
I applied via Recruitment Consultant and was interviewed before Mar 2017. There were 5 interview rounds.
Interview Preparation Tips
Skills: Communication, Body Language, Problem Solving, Analytical Skills, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week
I was interviewed before Nov 2016.
Interview Questionnaire
2 Questions
- Q1. Simple question name and all
- Q2. Why u want to join wipro
- Ans.
I want to join Wipro because of its reputation for innovation and career growth opportunities.
Wipro is known for its cutting-edge technology solutions
I am impressed by Wipro's commitment to employee development
I believe Wipro will provide me with a challenging and rewarding work environment
Interview Preparation Tips
Experience: I got selected. And called to the office. For documentation. And then after a day I received one more call from higher authority for another interview. But it was a telephonic one. Next day I received call to come and collect offer letter
Tips: Be confident. Try to be normal. Do not show off much. English communication should be good.
I applied via Walk-in and was interviewed before Jul 2019. There was 1 interview round.
Interview Questionnaire
8 Questions
- Q1. My self
- Q2. What is your qualification
- Q3. Are you fresher or experience
- Q4. If you are experienced
- Q5. So tell me about your experience on which profile
- Q6. Why old job left
- Q7. What is the reason came on this company
- Q8. Are you satisfied 24*7 shift
Interview Preparation Tips
Interview Questionnaire
2 Questions
- Q1. Speak 5 minutes on Delhi metro, Women empowerment, Facebook, Social media, Politics, motivation, trending Etc.
- Q2. Tell me about your previous day that what you have done from morning to evening?
Interview Preparation Tips
I applied via Walk-in and was interviewed before Apr 2020. There were 5 interview rounds.
Interview Questionnaire
1 Question
- Q1. What is Excel what is vlookup what is your strength and weakness
Interview Preparation Tips
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