What is npa cases and what is repo process

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NPA cases are non-performing assets where the borrower has defaulted on loan repayment. Repo process is the recovery of such assets.

NPA cases refer to loans where the borrower has not made any payments for a certain period of time, usually 90 days or more.
Repo process involves the lender taking possession of the asset that was used as collateral for the loan, in order to recover the outstanding amount.
The repo process can involve selling the asset through auction or private sale, or restructuring the loan to make it more manageable for the borrower.
Examples of assets that can be repossessed include cars, homes, and equipment.
The repo process is governed by laws and regulations that vary by country and jurisdiction.

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