Kotak Mahindra Bank Interview Questions and Answers

Yes, the company has reported positive net income.

• The company's financial statements show a positive net income figure.

• This indicates that the company's total revenue exceeds its total expenses.

• Positive net income is a good sign for investors and stakeholders.

• It can indicate that the company is profitable and financially stable.

• Examples of companies with positive net income include Apple, Amazon, and Microsoft.

A cash flow statement is a financial statement that shows the inflows and outflows of cash during a specific period.

• It provides information about the cash generated from operating activities, investing activities, and financing activities.

• Operating activities include cash received from sales, payment to suppliers, and payment to employees.

• Investing activities include cash used for purchasing or selling assets like property, plant, and equipment.

• Financing activities include ca...read more

Goodwill is the intangible value of a business based on its reputation, customer loyalty, and brand recognition.

• Goodwill is an intangible asset that cannot be easily quantified.

• It is based on the reputation of the business and its ability to generate future earnings.

• Goodwill can be created through strong customer relationships, brand recognition, and positive public perception.

• It is often included in the valuation of a business during mergers and acquisitions.

• Examples of comp...read more

Yes, I am willing to relocate for the right opportunity.

• I am open to relocating for career growth and new experiences.

• I have relocated in the past for job opportunities and have adapted well to new environments.

• I am flexible and willing to consider relocation for the right position.

Composite cost of capital refers to the weighted average cost of all the sources of financing used by a company.

• It takes into account the cost of debt, preferred stock, and common equity.

• Weighted average cost of capital (WACC) is a common measure of composite cost of capital.

• It is used to determine the minimum rate of return a company must earn on its investments to satisfy its investors.

• Higher composite cost of capital indicates higher risk and lower valuation of the company...read more

Sundaram Finance faces competition from banks, NBFCs, and other financial institutions.

• Banks like HDFC Bank, ICICI Bank, and Axis Bank offer similar financial services.

• NBFCs like Bajaj Finance, Mahindra Finance, and L&T Finance are also competitors.

• Other financial institutions like LIC Housing Finance and PNB Housing Finance are also in the market.

• Sundaram Finance also competes with regional players like Cholamandalam Investment and Finance Company.

• The company's focus on comm...read more