Shivalik Small Finance Bank
Creative Metal Craft Industries Interview Questions and Answers
Q1. How do you calculate DP?
DP stands for Daily Progress. It is calculated by measuring the progress made by an individual or team on a daily basis.
DP is calculated by dividing the total progress made by the number of days worked.
For example, if a team completes 50% of a project in 10 days, their DP would be 5% per day.
DP can be used to track progress and identify areas for improvement.
It is important to set realistic goals and measure progress regularly to ensure success.
Q2. Monitoring aspects in Credit lending?
Monitoring credit lending involves tracking borrower behavior, creditworthiness, and loan performance.
Regularly reviewing credit reports and credit scores of borrowers
Analyzing borrower financial statements and income sources
Tracking loan repayment schedules and identifying delinquent accounts
Assessing the overall credit risk of the lending portfolio
Implementing risk management strategies to mitigate credit losses
Ensuring compliance with regulatory requirements and internal p...read more
Q3. P e r s o n al
Personal qualities that make me suitable for the role of Assistant Manager.
I am a good communicator and can effectively convey ideas and instructions to team members.
I am a problem solver and can think on my feet to find solutions to unexpected challenges.
I am organized and can manage multiple tasks and priorities effectively.
I am a team player and can work collaboratively with others to achieve common goals.
I am adaptable and can adjust to changing circumstances and environm...read more
Q4. What do you know about banking sector?
The banking sector refers to the industry that deals with financial transactions, including deposits, loans, investments, and currency exchange.
Banks provide various financial services to individuals, businesses, and governments.
They accept deposits from customers and provide loans and mortgages.
Banks also offer investment services such as wealth management and retirement planning.
The banking sector is regulated by government authorities to ensure stability and protect consum...read more
Q5. Experience in credit underwriting, loan application process, financial analysis
Q6. witch Vartical experience
I have experience in various verticals including technology, finance, and healthcare.
Technology: Managed sales for software and hardware solutions.
Finance: Sold financial products and services to businesses.
Healthcare: Worked with hospitals and clinics to provide medical equipment.
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