SBI General Insurance Relationship Manager Interview Questions and Answers

I have a good understanding of general insurance policies and their coverage.

• I am familiar with different types of general insurance policies such as home, auto, and liability insurance.

• I understand the coverage provided by these policies and the factors that affect premiums.

• I am knowledgeable about the claims process and how to assist clients in filing claims.

• I keep up-to-date with changes in the insurance industry and regulations.

• For example, I have experience in helping cl...read more

Sum insured is the maximum amount that an insurance company will pay for medical expenses. Tenure refers to the duration of the policy.

• Sum insured is the maximum amount that an insurance company will pay for medical expenses.

• Tenure refers to the duration of the policy.

• Arogya policy is a health insurance policy offered by various insurance companies in India.

• The sum insured and tenure of an arogya policy can vary depending on the insurance company and the plan chosen by the po...read more

Motor and health insurance are two types of insurance policies that provide coverage for different aspects of life.

• Motor insurance provides coverage for damages or losses caused to a vehicle due to accidents, theft, or natural calamities.

• Health insurance provides coverage for medical expenses incurred due to illnesses, injuries, or accidents.

• Both types of insurance policies are important to have as they provide financial protection and peace of mind.

• Motor insurance can also p...read more

General insurance is a type of insurance that covers non-life assets and liabilities.

• It covers assets such as property, vehicles, and personal belongings.

• It also covers liabilities such as legal liability and personal accident.

• Examples include car insurance, home insurance, and travel insurance.

• It is different from life insurance which covers the risk of death or disability.

• General insurance policies are usually annual and require renewal.

• Premiums are based on the risk profil...read more

Arogya policy is a health insurance policy that covers medical expenses incurred by the policyholder.

• Arogya policy is a type of health insurance policy.

• It covers medical expenses incurred by the policyholder.

• It can cover expenses related to hospitalization, surgery, and other medical procedures.

• It may also cover expenses related to pre-existing conditions.

• The policy may have certain exclusions and limitations.

• Examples of arogya policies include Max Bupa Health Companion, HDFC...read more