10+ Viaan Solutions Interview Questions and Answers

I am result-oriented because I consistently set goals, develop action plans, and track progress to achieve desired outcomes.

• I set clear and measurable goals for myself and my team

• I develop detailed action plans to achieve those goals

• I regularly track progress and make adjustments as needed

• I focus on delivering tangible results and meeting deadlines

• I have a track record of successfully achieving targets and exceeding expectations

• I prioritize tasks and allocate resources effect...read more

The company's policy is a set of guidelines and rules that govern the behavior and actions of employees.

• The policy outlines the company's values, mission, and vision.

• It provides guidelines for employee behavior, such as dress code and ethical conduct.

• The policy also covers areas such as employee benefits, safety, and security.

• Examples of company policies include anti-discrimination policies, social media policies, and attendance policies.

Employee benefits are perks provided by a company to its employees in addition to their regular salary.

• Employee benefits can include health insurance, retirement plans, paid time off, and bonuses.

• Benefits can vary depending on the company and the employee's position.

• Some companies offer unique benefits such as free meals, gym memberships, or pet insurance.

• Employee benefits are designed to attract and retain talented employees and improve job satisfaction.

The company has X number of products.

• The company has a diverse range of products.

• The number of products may vary depending on the industry.

• The products may be categorized into different segments.

• Examples: If it's a tech company, they may have hardware and software products. If it's a consumer goods company, they may have food, personal care, and home care products.

I'm sorry, I don't have that information.

Illiterate women in the field pose challenges in credit management.

• Communication barriers due to illiteracy

• Difficulty in understanding financial concepts and terms

• Limited access to information and resources

• Higher risk of fraud or misinterpretation of credit terms

• Need for tailored financial literacy programs

• Importance of building trust and establishing clear communication channels

Lead generation is achieved through various strategies such as networking, referrals, cold calling, and digital marketing.

• Networking: Attending industry events, conferences, and seminars to connect with potential clients.

• Referrals: Building strong relationships with existing clients who can refer new leads.

• Cold calling: Reaching out to potential clients directly through phone calls or emails.

• Digital marketing: Utilizing online platforms, social media, and content marketing to...read more

Microfinance is a financial service that provides small loans and other financial services to low-income individuals and entrepreneurs.

• Microfinance aims to alleviate poverty and promote economic development by providing access to financial services for those who are unable to access traditional banking services.

• It typically involves providing small loans, savings accounts, insurance, and other financial products to individuals and small businesses.

• Microfinance institutions (M...read more

Process audit focuses on evaluating the efficiency and effectiveness of specific processes within an organization, while RBIA audit stands for Risk-Based Internal Audit which focuses on identifying and managing risks.

• Process audit involves reviewing and assessing specific processes within an organization to ensure they are efficient and effective.

• RBIA audit is a risk-based approach to internal auditing that focuses on identifying and managing risks that could impact the achie...read more

I disbursed an average of $X per month.

• The average amount disbursed per month was $X.

• The total amount disbursed in the last month was $Y.

• The amount disbursed varies depending on the client's needs and eligibility.

• I follow strict guidelines and regulations when disbursing funds.

• Examples of disbursed amounts include $Z for a small business loan and $W for a personal loan.

Pivot tables in Excel are used to summarize and analyze large amounts of data in a spreadsheet.

• Organize and summarize data from a larger table

• Easily create reports and charts based on the summarized data

• Quickly analyze trends and patterns in the data

• Can be used to filter, sort, and group data in various ways

• Helpful for comparing data across different categories or time periods

The book size of the company refers to the total value of loans and credit lines extended to the company.

• Book size is an important factor in determining credit risk and creditworthiness of a company.

• A larger book size indicates a higher level of credit exposure for the bank.

• Book size can vary greatly depending on the industry and size of the company.

• For example, a small business may have a book size of $100,000 while a large corporation may have a book size of $1 billion or m...read more

Microfinance can play a crucial role in promoting financial inclusion and poverty reduction.

• Microfinance provides access to financial services for low-income individuals and small businesses.

• It can help in creating employment opportunities and promoting entrepreneurship.

• Microfinance institutions can also provide financial education and training to their clients.

• Examples of successful microfinance programs include Grameen Bank in Bangladesh and Kiva.org.

• Microfinance can also b...read more