What are the important ratios you will check to sanction a loan to a business having a turnover of 15 crores?
Debt service coverage ratio is a financial metric used to assess a company's ability to repay its debt obligations.
Business firm Documents
ID proof (Pan card)
Address Proof (Electricity Bill)
6 Months Bank statement
GST certificate
3 Year ITR
CIBIL Score
PDC
Business owner
ID proof (Pan card & Addhar Card)
Address Proof...read more
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I best disided to chack all loan
Sales turnover ratio
I am Heera Lal axis Bank employee assistant manager sales
Shop documents
farm certificate
Cast
Bank account
bank statement
Pan
Aadhar card
Person document
As for banking norms
Recurring Revenue vs. Total Revenue.
Gross Profit.
Total Contract Value (TCV) and Annual Contract Value (ACV)
CLTV (Customer Life Time Value)
CAC (Customer Acquisition Cost)
Month-on-month (MoM) growth.
Net...read more
1. Debt-to-Income ,Housing Expense , Loan-to-Value , Working Capital ,Debt-to-Equity · Debt Service ratio
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