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MPOWER Financing Underwriting Analyst Interview Questions and Answers

Updated 9 Sep 2020

MPOWER Financing Underwriting Analyst Interview Experiences

1 interview found

Interview Questionnaire 

1 Question

  • Q1. Better underwriting approach - stated or verified income?
  • Ans. 

    Verified income is a better underwriting approach than stated income.

    • Verified income provides more accurate information about the borrower's financial situation.

    • Stated income can be easily manipulated or exaggerated by the borrower.

    • Verified income reduces the risk of default and improves the lender's profitability.

    • However, verifying income can be time-consuming and costly for the lender.

    • The underwriting approach should...

  • Answered by AI

Interview questions from similar companies

I applied via Referral and was interviewed before May 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How can you understand the supply of restaurant in a particular area of a city ?
  • Ans. 

    To understand the supply of restaurants in a particular area of a city, we can use various methods.

    • Collect data from online directories like Yelp, Zomato, etc.

    • Conduct surveys to gather information about the number of restaurants in the area.

    • Analyze the population density and demographics of the area to estimate the demand for restaurants.

    • Check the number of restaurant permits issued by the local government.

    • Use GIS mapp...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Understand any city's demographics for instance. Take most busy road and assume that 70% supply will be on food -tech (MArket Standard). Open Sw / Zo and see the supply available in that area in peak time. There can be more than one way to solve for these question
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Case Study 

Was asked about a case study regarding cost and profit, interviewer was observing my logical thinking and approach towards the problem.
Basically they'll check if you are covering all aspects or not.

Round 3 - Coding Test 

SQL easy to medium level

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and open to discuss various scenarios.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented business analyst with a strong background in data analysis and problem-solving.

    • Experienced in gathering and analyzing business requirements

    • Skilled in creating detailed reports and presentations

    • Proficient in using data visualization tools like Tableau

    • Strong communication and interpersonal skills

    • Certified in Agile methodologies

  • Answered by AI
  • Q2. What is your day 2 day activities
  • Ans. 

    As a Business Analyst, my day-to-day activities involve gathering and analyzing data, creating reports, identifying business trends, and collaborating with stakeholders.

    • Conducting meetings with stakeholders to gather requirements

    • Analyzing data to identify trends and insights

    • Creating reports and presentations to communicate findings

    • Collaborating with cross-functional teams to implement solutions

    • Monitoring and evaluating

  • Answered by AI
  • Q3. How many applications have been made
  • Ans. 

    The number of applications made is confidential and not publicly disclosed.

    • The exact number of applications made is not publicly available.

    • The company may choose to keep this information confidential for competitive reasons.

    • It is important to respect the company's decision to not disclose this information.

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. CTC discussion present and expectations
  • Q2. When can you join
  • Ans. 

    I can join within 2 weeks of receiving an offer.

    • I can start within 2 weeks of receiving an offer.

    • My current notice period is 2 weeks.

    • I am available to start immediately.

  • Answered by AI

Analyst Interview Questions & Answers

Zepto user image Anonymous

posted on 28 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Hellbound test are not required to select 1 employee

Round 2 - HR 

(2 Questions)

  • Q1. Why r u here
  • Ans. 

    I am here because I am passionate about analyzing data and providing valuable insights to drive decision-making.

    • Passionate about data analysis

    • Enjoy providing valuable insights

    • Driven to help make informed decisions

  • Answered by AI
  • Q2. Tell me about something
  • Ans. 

    I will tell you about my experience volunteering at a local animal shelter.

    • Volunteered at local animal shelter for 6 months

    • Assisted with feeding, cleaning, and socializing with animals

    • Helped organize adoption events and fundraisers

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Jul 2024. There were 2 interview rounds.

Round 1 - Case Study 

Basic RCA question to diagnose falling numbers in a matrix.

Round 2 - Coding Test 

Basic left join, right join, sub query, ranking etc.

Interview Preparation Tips

Topics to prepare for Zepto Business Analyst interview:
  • RCA
  • Joins
  • Subquery
Interview preparation tips for other job seekers - SQL query using ranking, sub query etc.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Case Study 

Zepto search bar base case study

Interview Preparation Tips

Interview preparation tips for other job seekers - prepare e commerce based cases

I applied via IIM Jobs and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Advance SQL Questions.
  • Q2. Multiple Approaches in the SQL questions were seen. Some unconventional SQL Syntax was also asked.
  • Q3. Metrics Driven Case studies.
  • Q4. More number of solutions were seen instead of in depth implementation of 1 solution. Good Communication skills is judged.
  • Q5. Tell me something about yourself.
  • Ans. 

    I am a highly motivated and detail-oriented Business Analyst with a strong background in data analysis and problem-solving.

    • I have a Bachelor's degree in Business Administration with a focus on analytics.

    • I have experience working with cross-functional teams to gather and analyze business requirements.

    • I am proficient in using tools such as Excel, SQL, and Tableau for data analysis and visualization.

    • I have successfully im...

  • Answered by AI
  • Q6. Why quit last job.
  • Ans. 

    Seeking better growth opportunities and work-life balance.

    • Limited growth prospects in previous role

    • Lack of work-life balance

    • Desire for new challenges and learning opportunities

    • Company culture misalignment

    • Relocation or commute issues

    • Better compensation or benefits elsewhere

  • Answered by AI
  • Q7. Why Meesho.
  • Ans. 

    Meesho is a leading e-commerce platform that empowers individuals to start their own online businesses.

    • Meesho provides a user-friendly platform for individuals to sell products online without any investment.

    • It offers a wide range of products from various categories, allowing sellers to cater to different customer preferences.

    • Meesho provides extensive training and support to its sellers, helping them succeed in their on...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm, It's very similar to any other business analyst interview in industry.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
-

I was interviewed in Sep 2024.

Round 1 - Technical 

(1 Question)

  • Q1. SQK Questions joins
Round 2 - Case Study 

Case study on planning

Round 3 - Case Study 

Case study on planning

Round 4 - HR 

(1 Question)

  • Q1. General questions
Round 1 - Assignment 
Round 2 - One-on-one 

(1 Question)

  • Q1. Guesstimates, SQL, MS-Excel related questions.
Round 3 - Case Study 

A case study, few HR questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - SQL, Excel are must. Python is good to have.

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MPOWER Financing Underwriting Analyst Salary
based on 18 salaries
₹6.6 L/yr - ₹12 L/yr
59% more than the average Underwriting Analyst Salary in India
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