20+ mPokket Interview Questions and Answers

mpokket is a financial technology company that provides instant loans to college students in India.

• mpokket is a fintech company

• It offers instant loans to college students in India

• The loans are provided through a mobile app

• mpokket aims to help students meet their short-term financial needs

• The company uses technology to simplify the loan application and approval process

India has a mixed economy with both private and public sectors playing a significant role.

• India has a large private sector that contributes to the economy

• The government also plays a significant role in various sectors such as healthcare, education, and infrastructure

• India has a stock exchange where private companies can raise capital

• The government has implemented policies to promote foreign investment in the country

• India has a range of industries from traditional agriculture ...read more

mpokket is a financial technology platform that provides instant loans to college students in India.

• mpokket offers quick and hassle-free loans to college students.

• Students can apply for loans through the mpokket mobile app.

• The loan amount is disbursed directly to the student's bank account.

• Repayment of the loan can be done through the app or via other payment methods.

• mpokket uses a proprietary credit scoring algorithm to assess the creditworthiness of students.

• The platform ai...read more

Collection refers to the process of recovering unpaid debts from individuals or businesses.

• Collection involves contacting debtors and negotiating payment plans.

• It can be done in-house or outsourced to a third-party agency.

• Collection agencies may use various tactics such as phone calls, letters, and legal action.

• Effective collection strategies require a balance of persistence and professionalism.

• Industries that commonly use collection services include finance, healthcare, and ...read more

Upgrade and update are two different processes in computer maintenance.

• Upgrade refers to replacing hardware components or software with newer versions.

• Update refers to installing patches or fixes to improve the performance or security of existing software.

• Upgrades may require additional hardware or software compatibility checks.

• Updates are usually free and can be downloaded from the manufacturer's website.

• Examples of upgrades include upgrading RAM, hard drive, or operating sy...read more

Child labour should be eradicated to protect children's rights and ensure their education and development.

• Child labour deprives children of their childhood and education

• It exposes them to hazardous working conditions and exploitation

• It perpetuates the cycle of poverty and prevents social and economic development

• International laws and conventions prohibit child labour

• Investing in education and social protection can help eradicate child labour

Data Scientist interview questions

• Introduced myself and my background

• Explained the difference between numpy and list

• Described Gradient Boosting and its applications

• Wrote a Python program to count letters in a string

• Explained my capstone project and its significance

• Discussed why I chose data science as a career

Arrange a Linked List into Positive and Negative Nodes Alternately

• Traverse the Linked List and separate positive and negative nodes into two separate lists

• Merge the two lists alternately to form the final arrangement

• Ensure to handle cases where one list is longer than the other

Currently using a tech stack consisting of Java, Spring Boot, React, and PostgreSQL.

• Java

• Spring Boot

• React

• PostgreSQL

Main aaj subah gym gaya aur phir office aaya.

• Maine subah gym jaane ke baad nashta kiya.

• Mujhe office pahunchne me thoda late ho gaya.

• Maine aaj kaam shuru kar diya hai.

Authentication is the process of verifying the identity of a user, while authorization is the process of granting access to specific resources.

• Authentication ensures that the user is who they claim to be, usually through credentials like username and password.

• Authorization determines what actions a user is allowed to perform on a system or resource.

• Coroutines are lightweight threads that allow for asynchronous programming in a more sequential and structured manner.

• Coroutines ...read more

Tech debt should be managed by prioritizing, tracking, and addressing it regularly.

• Prioritize tech debt based on impact on product, codebase, and team productivity.

• Track tech debt using tools like Jira or Trello to ensure visibility and accountability.

• Address tech debt incrementally by allocating time in sprints or dedicated tech debt cleanup sprints.

• Involve the team in identifying and addressing tech debt to foster a culture of continuous improvement.

DB indexing is a technique used to improve the performance of database queries by creating data structures that allow for faster data retrieval.

• Indexes are created on specific columns in a database table to speed up data retrieval.

• When a query is executed, the database engine uses the index to quickly locate the rows that match the query criteria.

• Types of indexes include clustered, non-clustered, unique, and composite indexes.

• Regularly updating statistics and maintaining inde...read more

Design a feature for an app

• Identify the purpose and goals of the feature

• Define the user flow and interactions

• Consider the technical requirements and constraints

• Design the UI/UX

• Plan the data model and storage

• Consider scalability and performance

• Implement and test the feature

I have 5 years of experience leading technical teams, handling team dynamics, delegating tasks, and resolving conflicts.

• Led a team of 10 developers in a software development project, ensuring timely delivery and quality output

• Managed team members with diverse skill sets, assigning tasks based on individual strengths and weaknesses

• Resolved conflicts within the team by facilitating open communication and finding mutually agreeable solutions

Designing Java classes for a news channel

• Create a NewsChannel class with attributes like name, location, and list of news articles

• Create a NewsArticle class with attributes like title, author, content, and publish date

• Implement methods in NewsChannel class to add, remove, and display news articles

Developed a new chat feature for a messaging app

• Researched user needs and preferences for messaging

• Designed user interface for chat feature

• Collaborated with engineers to implement chat functionality

• Tested feature for usability and performance

• Analyzed user feedback to iterate and improve chat feature

Ownership means taking responsibility, accountability, and control over a product or project.

• Taking responsibility for the success or failure of the product

• Being accountable for the decisions made and actions taken

• Having control over the direction and strategy of the product

• Ensuring the product meets the needs of the customers and stakeholders

• Taking pride in the product and its achievements

The timeoffice is used by employees to track their working hours and attendance.

• Employees can use the timeoffice to clock in and out of work.

• The timeoffice can generate reports on employee attendance and working hours.

• It helps HR in managing employee schedules and calculating payroll.

• The timeoffice may include features like biometric scanners or swipe cards for accurate time tracking.

The Employees' State Insurance Act (ESIC Act) was enacted in 1948.

• The ESIC Act was passed by the Indian Parliament in 1948.

• It provides social security and health insurance to employees in India.

• The Act is applicable to establishments with 10 or more employees.

• Under the Act, both the employer and employee contribute towards the insurance fund.

• ESIC Act covers various benefits such as medical, maternity, disability, and unemployment benefits.

LRU Cache is a data structure that stores the most recently used items, discarding the least recently used items when full.

• Use a combination of a doubly linked list and a hashmap to implement LRU Cache efficiently.

• Keep track of the most recently used item by moving it to the front of the linked list.

• When the cache is full, remove the least recently used item from the end of the linked list and the hashmap.

• Ensure constant time complexity for both get and put operations.

My favourite product is the iPhone and I would improve its battery life.

• iPhone has a sleek design and user-friendly interface.

• Improving battery life would enhance user experience and convenience.

• Implementing fast charging technology could be a potential improvement.

• Enhancing power management features could also be beneficial.

The PF Act was enacted in 1952.

• The PF Act, also known as the Employees' Provident Funds and Miscellaneous Provisions Act, was enacted in 1952.

• It is a social security legislation that aims to provide retirement benefits and financial security to employees.

• The Act establishes the Employees' Provident Fund Organization (EPFO) to administer and regulate the provident fund, pension, and insurance schemes.

• Under the Act, both the employer and employee contribute a certain percentage...read more