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Moody's Interview Questions and Answers

Updated 14 Dec 2024

Q1. what is turn in in case of lease. what is the diff between lease and loan. what is overcollaterlisation,

Ans.

Turn-in in case of lease refers to returning the leased asset at the end of the lease term. Lease differs from a loan in terms of ownership and repayment structure. Overcollateralisation is when the collateral value exceeds the loan amount.

  • Turn-in in lease means returning the leased asset to the lessor at the end of the lease term.

  • Lease is a contractual agreement where the lessee pays for the use of an asset owned by the lessor.

  • Loan involves borrowing money from a lender and ...read more

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Q2. Create a table and find a person

Ans.

The question is asking to create a table and find a person.

  • Create a table with relevant columns such as name, age, occupation, etc.

  • Input data of different people into the table.

  • Use SQL query to find a specific person based on criteria like name or occupation.

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Q3. What are joins, given 2 tables, join them

Ans.

Joins are used to combine data from two or more tables based on a related column between them.

  • Use JOIN keyword followed by the name of the table to join

  • Specify the columns to be selected using SELECT keyword

  • Use ON keyword to specify the related column between tables

  • Types of joins: INNER JOIN, LEFT JOIN, RIGHT JOIN, FULL OUTER JOIN

  • Example: SELECT * FROM table1 INNER JOIN table2 ON table1.id = table2.id

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Q4. Explain balance sheet items.

Ans.

Balance sheet items are financial statement items that represent a company's assets, liabilities, and shareholders' equity at a specific point in time.

  • Balance sheet items are categorized into three main sections: assets, liabilities, and shareholders' equity.

  • Assets include items such as cash, accounts receivable, inventory, and property.

  • Liabilities include items such as accounts payable, loans, and accrued expenses.

  • Shareholders' equity represents the amount of money that woul...read more

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Q5. Explain about bug lifecycle

Ans.

Bug lifecycle involves identification, reporting, fixing, retesting, and closing of software bugs.

  • Identification: Bug is identified by testers or users through testing or real-world usage.

  • Reporting: Bug is reported to developers with detailed information like steps to reproduce.

  • Fixing: Developers analyze and fix the bug in the code.

  • Retesting: Testers verify the fix to ensure the bug is resolved.

  • Closing: Bug is closed once verified and confirmed as fixed.

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Q6. How to handle difficult stakeholders

Ans.

Handling difficult stakeholders requires effective communication, active listening, building trust, setting clear expectations, and finding common ground.

  • Communicate openly and transparently with stakeholders to address concerns and build trust.

  • Listen actively to understand their perspective and concerns before responding.

  • Set clear expectations and boundaries to manage their expectations and avoid misunderstandings.

  • Find common ground by focusing on shared goals and interests ...read more

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