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I applied via Walk-in and was interviewed in Dec 2021. There was 0 interview round.
I applied via Referral and was interviewed before Jan 2020. There were 6 interview rounds.
Amortization is the process of spreading out a loan into smaller, regular payments over a period of time.
It is used to pay off a debt over time with regular payments
Each payment includes both principal and interest
The amount of interest decreases over time as the principal is paid off
Examples include mortgages, car loans, and student loans
WASO is Wake After Sleep Onset, TSO is Total Sleep Time, and EPS is Earnings Per Share.
WASO is the amount of time spent awake after initially falling asleep.
TSO is the total amount of time spent sleeping, including both REM and non-REM sleep.
EPS is a financial metric that represents the portion of a company's profit allocated to each outstanding share of common stock.
WASO and TSO are commonly used in sleep studies, whi
The financial statements (BS, IS, CF) have common elements such as assets, liabilities, equity, revenue, expenses, and cash flows.
Assets: resources owned by the company
Liabilities: obligations owed by the company
Equity: residual interest in the assets of the company
Revenue: income generated by the company
Expenses: costs incurred by the company
Cash flows: inflows and outflows of cash
A stock split increases the number of shares outstanding and decreases the price per share, but does not affect the market capitalisation.
Stock split does not affect the total value of the company
Market capitalisation remains the same after a stock split
Stock split increases the number of shares outstanding and decreases the price per share
For example, if a company has 1 million shares outstanding and the stock splits ...
Cash flow statements have three main components: operating activities, investing activities, and financing activities.
Operating activities: cash inflows and outflows from the company's core business operations.
Investing activities: cash inflows and outflows from buying or selling long-term assets.
Financing activities: cash inflows and outflows from borrowing or repaying debt, issuing or buying back stock, and paying di...
EPS is calculated by dividing the company's net income by the number of outstanding shares.
EPS = Net Income / Outstanding Shares
Net Income is the company's total earnings after expenses and taxes
Outstanding Shares are the total number of shares issued by the company
EPS is an important metric for investors to evaluate a company's profitability
Higher EPS indicates better profitability and potential for higher dividends
Double entry, isin, balance sheet
I applied via Company Website and was interviewed in Sep 2022. There were 3 interview rounds.
Exam was so hard difficult to Crack
English, quant, logical reasoning
Study hard that's it
Basics in aptitude to be studied
posted on 28 Jul 2021
I applied via Campus Placement and was interviewed in Jan 2021. There was 1 interview round.
Sales of credit cards can be done through various channels such as online, in-person, or over the phone.
Credit card sales require knowledge of the product and its benefits
Identify potential customers and their needs
Offer incentives such as sign-up bonuses or rewards programs
Provide clear and concise information about fees and interest rates
Ensure compliance with regulations and company policies
Follow up with customers ...
Handling customers requires active listening, empathy, and problem-solving skills.
Listen actively to understand their needs and concerns
Show empathy and understanding towards their situation
Provide solutions to their problems and offer alternatives
Maintain a positive attitude and be patient
Follow up with them to ensure their satisfaction
Using a credit card is simple and convenient.
Swipe or insert the card into the card reader
Enter the amount to be charged
Sign the receipt or enter your PIN
Make sure to pay off the balance on time to avoid interest charges
Protect your card and personal information from fraud
Taking benefit from customers is unethical and not recommended in sales.
Sales should focus on providing value to customers
Building long-term relationships with customers is more important than short-term gains
Offering personalized solutions to customers can increase their satisfaction and loyalty
Providing excellent customer service can lead to positive word-of-mouth and referrals
Being transparent and honest with custom...
posted on 9 Aug 2021
I applied via Recruitment Consultant and was interviewed in Jul 2021. There was 1 interview round.
I will highlight the benefits of having a credit card and tailor the offer to the customer's needs.
Explain the rewards and cashback programs offered by the credit card
Highlight the convenience of not carrying cash and the security features of the card
Tailor the offer to the customer's spending habits and lifestyle
Address any concerns or objections the customer may have
Provide excellent customer service and follow up wi
based on 1 review
Rating in categories
Customer Support Executive
9
salaries
| ₹1.9 L/yr - ₹3 L/yr |
Customer Service Executive
5
salaries
| ₹1.7 L/yr - ₹3 L/yr |
Senior Team Leader
4
salaries
| ₹3.5 L/yr - ₹4.5 L/yr |
Customer Care Executive
4
salaries
| ₹1.6 L/yr - ₹1.7 L/yr |
Team Lead
4
salaries
| ₹4.5 L/yr - ₹5.4 L/yr |
HSBC Group
Cholamandalam Investment & Finance
Citicorp
BNY