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Vital Knowledge Of Computer Centre Interview Questions and Answers

Updated 21 Apr 2024
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Q1. Have you visited hdfc website. What you observe there.

Ans.

Yes, I have visited HDFC website. It is user-friendly and informative.

  • The website has a clean and organized layout

  • It provides detailed information about various banking products and services

  • The website also has a section for customer support and frequently asked questions

  • It offers online banking services and allows customers to apply for loans and credit cards

  • The website is mobile-responsive and can be accessed on-the-go

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Q2. Difference between mutual fund and derivatives

Ans.

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. Derivatives are financial instruments that derive their value from an underlying asset or security.

  • Mutual funds are a type of investment fund that is managed by a professional fund manager.

  • Investors buy shares in the mutual fund, which gives them a proportional ownership in the fund's portfolio.

  • Mutual funds are typically less...read more

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Q3. What is the time of relationship manager profile in hdfc security.

Ans.

The time of relationship manager profile in HDFC Security varies based on experience and performance.

  • The tenure can range from a few months to several years.

  • Performance-based promotions and increments are common.

  • Seniority and experience are valued in the role.

  • Relationship managers are expected to build and maintain long-term relationships with clients.

  • The job involves providing financial advice and guidance to clients.

  • The role requires strong communication and interpersonal s...read more

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Q4. What difference between stock and derivatives.

Ans.

Stocks represent ownership in a company, while derivatives are financial contracts based on the value of an underlying asset.

  • Stocks represent ownership in a company, giving shareholders voting rights and a share in profits.

  • Derivatives are financial contracts whose value is derived from an underlying asset, such as stocks, bonds, commodities, or currencies.

  • Stocks are traded on stock exchanges, while derivatives are traded on derivative exchanges or over-the-counter markets.

  • Sto...read more

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Q5. What is mutual fund.

Ans.

A mutual fund is a type of investment vehicle made up of a pool of money collected from many investors to invest in securities.

  • Mutual funds are managed by professional fund managers

  • Investors buy shares in the mutual fund and the value of the shares increases or decreases based on the performance of the underlying securities

  • Mutual funds offer diversification and convenience for investors

  • Examples of mutual fund companies include Vanguard, Fidelity, and BlackRock

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Q6. Tell me something about stocks

Ans.

Stocks are units of ownership in a company that can be bought and sold on a stock exchange.

  • Stocks represent a share in the ownership of a company

  • Stock prices fluctuate based on supply and demand

  • Investors can make money through dividends or selling stocks at a higher price than they bought them

  • Examples of stocks include Apple, Amazon, and Microsoft

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Q7. what is ASM list ?

Ans.

ASM list stands for Authorized Service Manager list, which is a list of individuals or companies authorized to provide service for a particular product or brand.

  • ASM list is a list of authorized service providers for a specific product or brand.

  • These individuals or companies are trained and certified to provide service and support.

  • Customers can refer to the ASM list to find authorized service providers in their area.

  • ASM list helps ensure that customers receive quality service ...read more

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Q8. what is PE ratio ?

Ans.

PE ratio is a financial metric used to evaluate a company's stock price relative to its earnings per share.

  • PE ratio is calculated by dividing the current stock price by the earnings per share (EPS).

  • It helps investors assess the valuation of a company and compare it to other companies in the same industry.

  • A high PE ratio may indicate that a stock is overvalued, while a low PE ratio may suggest it is undervalued.

  • For example, if a company's stock is trading at $50 per share and ...read more

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