How many types home loan products are there and what are they

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There are several types of home loan products available, including fixed-rate loans, adjustable-rate loans, FHA loans, VA loans, and jumbo loans.

Fixed-rate loans have a set interest rate for the entire loan term.
Adjustable-rate loans have an interest rate that can change over time.
FHA loans are insured by the Federal Housing Administration and often have lower down payment requirements.
VA loans are available to eligible veterans and offer favorable terms and low or no down payment options.
Jumbo loans are for higher loan amounts that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

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