Credit is a financial term that refers to the ability of a borrower to obtain goods or services before payment, based on trust.

• Credit is a form of borrowing money or obtaining goods or services with t...read more

a contractual agreement in which a borrower receives a sum of money or something else of value and commits to repaying the lender at a later date, typically with interest.

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Credit is generally defined as an agreement between a lender and borrow er.