If someone approaches you with a loan application then how would you decide whether to lend or not?
AnswerBot
1y
I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.
Check the applicant's credit score and credit report
Verify their income and employment s...read more
PREETI
2y
1st CIBIL report to generated.If CIBIL report appears satisfactory then begin with income assessment
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