If someone approaches you with a loan application then how would you decide whether to lend or not?

AnswerBot
1y

I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.

  • Check the applicant's credit score and credit report

  • Verify their income and employment s...read more

PREETI
2y

1st CIBIL report to generated.If CIBIL report appears satisfactory then begin with income assessment

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HDFC Bank Credit Manager Interview Questions
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