HDFC Bank
Samsung Interview Questions and Answers
Q1. Who was the first governor of NRB and who is the present governor of NRB?
The first governor of NRB was Tilak Bahadur Khadka and the present governor is Maha Prasad Adhikari.
First governor of NRB: Tilak Bahadur Khadka
Present governor of NRB: Maha Prasad Adhikari
Q2. What is investment banking or what is a commerical bank?
Investment banking involves providing financial services to corporations, governments, and other institutions, while commercial banks primarily focus on providing services to individuals and small businesses.
Investment banking involves raising capital for clients through underwriting or acting as an intermediary in mergers and acquisitions.
Commercial banks accept deposits, offer loans, and provide various financial services to individuals and small businesses.
Investment banks...read more
Q3. What are the most challenging aspects of this banking job?
The most challenging aspects of this banking job include handling high-pressure situations, meeting strict deadlines, and staying updated on constantly changing regulations.
Handling high-pressure situations such as dealing with upset customers or resolving complex issues
Meeting strict deadlines for tasks like processing transactions or preparing reports
Staying updated on constantly changing regulations and policies to ensure compliance
Q4. What are the different ways clients can operate their accounts?
Clients can operate their accounts through online banking, mobile apps, ATMs, phone banking, and in-person at branches.
Online banking
Mobile apps
ATMs
Phone banking
In-person at branches
Q5. Who is the current finance minister of nepal?
The current finance minister of Nepal is Janardan Sharma.
Janardan Sharma was appointed as the finance minister of Nepal in July 2021.
He is a member of the Communist Party of Nepal (Maoist Centre).
Janardan Sharma has previously served as the Minister of Energy, Water Resources, and Irrigation in Nepal.
Q6. What are the types of accounts of banks?
Types of accounts in banks include savings accounts, checking accounts, money market accounts, and certificates of deposit.
Savings accounts: Typically used for storing money and earning interest over time.
Checking accounts: Used for everyday transactions like paying bills and making purchases.
Money market accounts: Offer higher interest rates than savings accounts but may have higher minimum balance requirements.
Certificates of deposit (CDs): Fixed-term accounts that offer hi...read more
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