FreshersLive fresher Interview Questions and Answers

Q1. How do we do credit analysis of a company, explain in detail?
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Q1. Can you provide details about your previous experience?
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Q2. What do you know about personal loans?
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Quants logical, verbal ability, situation

Q1. Tell me something about yourself
Ans. 
I am a detail-oriented credit analyst with a strong background in financial analysis and risk assessment.
• I have a Bachelor's degree in Finance and have completed courses in credit analysis.

• I have experience analyzing financial statements, assessing creditworthiness, and making recommendations for loan approvals.

• I am proficient in using financial modeling software and Excel to analyze data and create reports.

• I have exce...read more
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Q2. Finance related balance sheet cash flow
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Q1. About past experience and education
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Q1. Q.1 What Is CTC Before Company Now How Much your Are Expecting.? Q.2 What Are Different Types of Credit That Bank Offers.? Q.3 What Is Ideal Debt Equity Ratio? What Is Credit Appraisal.? Q.4 What Is Un...read more
Ans. Ans.1 Before I got 2.64 Chang Now I Am Expecting 3.36 to 3.50 Lacs Per Annum. Ans.2 Bank Offer Various Types of Credit Including Personal Loan, Credit Card , Mortgages , And Business Loas. Ans.3 Ideal Debt Equity Ratio Varies By Industry And Company But Generally Ranges 0.5 to 2 Debt. And 4.Underwriting is The process Through Individual or Now Individual Financial Risk And Risk Typically Involves Loans. Ans.5 Key Ski...read more
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Q2. What is Cibil Fullform?
Ans. 
CIBIL stands for Credit Information Bureau (India) Limited.
• CIBIL is a credit information company in India that collects and maintains records of individuals' and companies' credit information.

• It provides credit scores and reports to lenders to help them evaluate the creditworthiness of potential borrowers.

• CIBIL plays a crucial role in the loan approval process by providing insights into an individual's credit history a
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Q1. Basic question related to resume
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Q1. Interviewed by RCM
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Q2. Questions were majorly related to financial, products and mortgage
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Q1. Interviewed by ZCM
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Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling
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Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting
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