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Fino Payments Bank

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20+ BEML Interview Questions and Answers

Updated 6 Jan 2025

Q1. What is work of RBI and what is risk and fraud

Ans.

RBI regulates monetary policy, supervises banks, and manages foreign exchange. Risk and fraud involve financial loss due to deception or mismanagement.

  • RBI is the central bank of India and is responsible for regulating monetary policy, supervising banks, and managing foreign exchange.

  • Risk involves the potential for financial loss due to uncertainty or unforeseen events.

  • Fraud involves intentional deception or misrepresentation for financial gain.

  • Fraud can take many forms, such ...read more

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Q2. What Is Products And Retailer Sale And Mention Stock

Ans.

Products and retailer sale refers to the process of selling products to retailers and managing stock levels.

  • Products and retailer sale involves selling products to retailers for them to sell to consumers.

  • Territory sales managers are responsible for building relationships with retailers and promoting their products.

  • Stock management is crucial to ensure retailers have enough inventory to meet customer demand.

  • Territory sales managers may use sales data and forecasting to determi...read more

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Q3. 1. replication types and jobs 2. Transitional replication how it's work and which job run and what's is important

Ans.

Replication types and jobs, and how transactional replication works

  • Replication types include snapshot, transactional, and merge

  • Snapshot replication copies the entire database at a specific point in time

  • Transactional replication copies changes as they occur

  • Merge replication combines changes from multiple sources

  • Transactional replication uses a distributor to send changes to subscribers

  • Important jobs for transactional replication include the Log Reader Agent and Distribution Ag...read more

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Q4. What is Lan & Wan and

Ans.

Lan stands for Local Area Network and Wan stands for Wide Area Network.

  • Lan is a network that covers a small geographical area, typically within a building or campus.

  • Wan is a network that covers a large geographical area, typically spanning multiple cities or countries.

  • Lan is usually privately owned and provides high-speed connectivity for devices within a limited area.

  • Wan is often provided by telecommunication companies and connects multiple Lans together.

  • Examples of Lan incl...read more

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Q5. What is the importance of customer relationship management?

Ans.

Customer relationship management is crucial for building loyalty, increasing customer satisfaction, and driving business growth.

  • Enhances customer loyalty by building strong relationships

  • Improves customer satisfaction through personalized interactions

  • Drives business growth by increasing repeat purchases and referrals

  • Helps in understanding customer needs and preferences

  • Enables targeted marketing and communication strategies

  • Provides valuable insights for product development and ...read more

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Q6. What is the fainans work?

Ans.

Fainans work refers to financial work, which involves managing and handling financial transactions and records.

  • Fainans work includes tasks such as budgeting, accounting, financial analysis, and financial reporting.

  • Professionals in this field may work in various industries, including banking, insurance, and accounting firms.

  • Examples of fainans work include preparing financial statements, analyzing financial data to make business decisions, and managing investment portfolios.

  • Fa...read more

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Q7. Type the code for fibonacci series in your preferred language

Ans.

Code for Fibonacci series in Python

  • Define a function that takes an integer as input

  • Initialize two variables with 0 and 1 respectively

  • Use a for loop to iterate through the range of the input integer

  • Add the two variables and assign the result to a third variable

  • Print the third variable and update the first two variables

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Q8. 1. Dr dill steps on log shipping 2. Performance tuning

Ans.

Log shipping and performance tuning are important aspects of SQL Database Administration.

  • Log shipping is a process of automating the backup of transaction log files on a primary database server and then restoring them onto a secondary server.

  • Performance tuning involves identifying and resolving performance issues in a database system, such as slow queries or inefficient indexing.

  • Techniques for performance tuning include query optimization, index tuning, and server configurati...read more

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Q9. What is the loan distribution?

Ans.

Loan distribution refers to the allocation of loans to different individuals or entities based on various factors.

  • Loan distribution involves determining the amount of loans to be given to different borrowers.

  • It considers factors such as creditworthiness, income, and purpose of the loan.

  • For example, a bank may distribute loans to individuals for purchasing homes, cars, or starting businesses.

  • Loan distribution can also involve distributing loans to different branches or regions...read more

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Q10. What is sql,joins,aggregate funct,create table,update,truncate and delete difference..

Ans.

SQL is a programming language used to manage and manipulate relational databases.

  • Joins are used to combine data from two or more tables based on a related column

  • Aggregate functions perform calculations on a set of values and return a single value

  • Create table is used to create a new table in a database

  • Update is used to modify existing data in a table

  • Truncate is used to delete all data from a table

  • Delete is used to remove specific rows from a table

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Q11. What are the works you do in Audit

Ans.

As an Internal Auditor, my work involves conducting audits to assess the effectiveness of internal controls and compliance with regulations.

  • Performing risk assessments to identify areas of potential risk

  • Developing audit plans and procedures

  • Conducting interviews and reviewing documents to gather information

  • Testing internal controls and processes

  • Identifying deficiencies and recommending improvements

  • Preparing audit reports and presenting findings to management

  • Monitoring the impl...read more

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Q12. Why risk management is necessary

Ans.

Risk management is necessary to identify, assess, and mitigate potential risks that can impact an organization's operations and reputation.

  • Helps in identifying potential risks and vulnerabilities

  • Assesses the likelihood and impact of risks

  • Develops strategies to mitigate or avoid risks

  • Ensures compliance with regulations and laws

  • Protects the organization's reputation and financial stability

  • Examples: cyber threats, fraud, natural disasters, supply chain disruptions

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Q13. Tell the syntax of self join

Ans.

Self join is a SQL query that joins a table with itself.

  • Use the table name twice in the query, with different aliases

  • Specify the columns to be selected from each table

  • Specify the join condition using the aliases

  • Example: SELECT a.column1, b.column2 FROM table a JOIN table b ON a.column3 = b.column4

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Q14. What is the risk management

Ans.

Risk management is the process of identifying, assessing, and controlling potential risks that could affect an organization's objectives.

  • It involves identifying potential risks and their likelihood of occurring

  • Assessing the potential impact of those risks on the organization

  • Developing strategies to mitigate or control those risks

  • Monitoring and reviewing the effectiveness of those strategies

  • Examples include implementing security measures to prevent fraud, creating contingency ...read more

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Q15. Tell me 25 linux commands

Ans.

List of 25 commonly used Linux commands

  • ls - list directory contents

  • cd - change directory

  • pwd - print working directory

  • mkdir - make directory

  • rm - remove files or directories

  • cp - copy files or directories

  • mv - move or rename files or directories

  • cat - concatenate and display files

  • grep - search for a pattern in a file

  • find - search for files in a directory hierarchy

  • chmod - change file mode bits

  • chown - change file owner and group

  • ps - report a snapshot of the current processes

  • kill - s...read more

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Q16. How to remove duplicate rows from table

Ans.

Use SQL query with DISTINCT keyword to remove duplicate rows from a table.

  • Use SELECT DISTINCT * FROM table_name to retrieve unique rows.

  • Use DELETE FROM table_name WHERE rowid NOT IN (SELECT MIN(rowid) FROM table_name GROUP BY column1, column2, ...); to delete duplicates.

  • Use ROW_NUMBER() OVER(PARTITION BY column1, column2, ... ORDER BY column1) AS rn to assign row numbers and then delete rows with rn > 1.

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Q17. Next devloped in finance to customers

Ans.

Next is a finance technology company that provides loans and financial services to customers.

  • Next offers personal loans, business loans, and credit cards to customers.

  • They use technology to make the loan application process quick and easy.

  • Next also provides financial education and resources to help customers improve their financial health.

  • Their loans have competitive interest rates and flexible repayment options.

  • Next has a user-friendly mobile app that allows customers to man...read more

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Q18. How to set priority in a project

Ans.

Setting priorities in a project involves identifying key objectives, assessing urgency and impact, and aligning resources accordingly.

  • Identify key project objectives and goals

  • Assess urgency and impact of each task or deliverable

  • Consider stakeholder needs and expectations

  • Allocate resources based on priority levels

  • Regularly review and adjust priorities as needed

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Ans.

Covering the market involves identifying target customers, developing sales strategies, and building relationships to drive revenue growth.

  • Identify target customers based on demographics, needs, and buying behaviors

  • Develop sales strategies to reach and engage with potential customers

  • Build relationships with key stakeholders to drive revenue growth

  • Monitor market trends and competitor activities to stay ahead in the market

  • Utilize data analytics and CRM tools to track sales perf...read more

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Q20. What is insurance

Ans.

Insurance is a contract between an individual and an insurance company to protect against financial loss.

  • Insurance provides financial protection against unexpected events such as accidents, illnesses, and natural disasters.

  • The individual pays a premium to the insurance company in exchange for coverage.

  • The insurance company assumes the risk of financial loss and pays out claims when necessary.

  • Types of insurance include health, life, auto, home, and business insurance.

  • Insurance...read more

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Q21. Your background............

Ans.

I have a degree in Computer Science and have worked as a SQL Support Engineer for 3 years.

  • Degree in Computer Science

  • 3 years of experience as SQL Support Engineer

  • Strong knowledge of SQL and database management

  • Experience in troubleshooting and resolving technical issues

  • Excellent communication and problem-solving skills

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Q22. What is millionaire track

Ans.

Millionaire track refers to a career path or strategy aimed at achieving millionaire status.

  • It involves setting financial goals and taking steps to increase income and savings.

  • Examples include investing in stocks, starting a business, or pursuing high-paying careers.

  • It requires discipline, hard work, and smart financial decisions over a long period of time.

  • It is not a guarantee of financial security or happiness, and may come with its own set of challenges and sacrifices.

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Ans.

My last company's CTC was $120,000 per year.

  • My last company offered a competitive salary package of $120,000 per year.

  • The CTC included base salary, bonuses, and benefits.

  • I was satisfied with the compensation package at my previous company.

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Q24. What is BRD, FSD,

Ans.

BRD stands for Business Requirements Document and FSD stands for Functional Specification Document.

  • BRD outlines the business objectives and requirements of a project.

  • FSD details the specific functionalities and features of a project.

  • BRD is high-level and focuses on business needs, while FSD is more detailed and technical.

  • BRD is typically created by business stakeholders, while FSD is created by technical teams.

  • Example: BRD may state the need for a new customer management syst...read more

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Q25. Products process and achievement

Ans.

I have a strong track record of successfully managing product processes and achieving targets.

  • Implemented efficient product development processes to streamline operations

  • Set clear goals and KPIs for the team to track progress and ensure achievement

  • Utilized data analytics to identify market trends and make informed decisions

  • Collaborated with cross-functional teams to launch new products and drive growth

  • Received recognition for exceeding sales targets and increasing market shar...read more

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Q26. Type of joins inSQL

Ans.

Different types of joins in SQL allow combining data from multiple tables based on specified conditions.

  • Inner Join: Returns rows that have matching values in both tables.

  • Left Join: Returns all rows from the left table and the matched rows from the right table.

  • Right Join: Returns all rows from the right table and the matched rows from the left table.

  • Full Outer Join: Returns all rows when there is a match in either left or right table.

  • Cross Join: Returns the Cartesian product o...read more

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