ESAF Small Finance Bank
10+ Gcube Info Interview Questions and Answers
Q1. What is saving account
A savings account is a type of bank account that allows you to deposit money, earn interest on your balance, and withdraw funds when needed.
Savings accounts typically offer lower interest rates compared to other types of accounts like CDs or money market accounts
They are designed for storing money rather than for frequent transactions
Some savings accounts may have minimum balance requirements or monthly fees
Interest earned on savings accounts is usually compounded either dail...read more
Q2. What is current account
A current account is a type of deposit account that allows unlimited deposits and withdrawals, typically used for everyday transactions.
Allows unlimited deposits and withdrawals
Usually used for everyday transactions
Does not typically earn interest
May have fees associated with it
Q3. What all do I look for in a bank to start an account
Look for a bank with convenient locations, competitive interest rates, low fees, and good customer service.
Convenient locations for easy access
Competitive interest rates for maximizing savings
Low fees to minimize costs
Good customer service for assistance when needed
Q4. How I wud approach a client
I would approach a client by first researching their industry and needs, then reaching out with a personalized message to schedule a meeting.
Research the client's industry and needs before reaching out
Craft a personalized message highlighting how your product/service can benefit them
Schedule a meeting to discuss further details and address any questions or concerns
Q5. Number of customer aset casa values
The number of customer assets and casa values are important metrics for a Gold Loan Officer to assess the financial stability and potential loan amount for customers.
Customer assets refer to the total value of assets owned by a customer, including properties, investments, and savings accounts.
CASA values stand for Current Account Savings Account values, which indicate the amount of money held in a customer's current and savings accounts.
Analyzing the number of customer assets...read more
Q6. Explaine the procedures you have ,From sourcing to Disbursement, in SFL.
SFL follows a structured procedure from sourcing to disbursement.
Sourcing of potential leads through various channels such as referrals, cold calling, and networking events.
Qualifying leads based on set criteria to ensure they meet the company's requirements.
Conducting thorough financial assessments and credit checks on qualified leads.
Preparing and presenting customized loan packages to clients.
Obtaining necessary documentation and completing paperwork for loan approval.
Coor...read more
Q7. How many languages do you know?
Q8. Do you have a Two-wheeler
Q9. Casa account full form
Casa account full form is Current Account Savings Account.
Casa stands for Current Account Savings Account
It is a type of bank account that combines the features of a current account and a savings account
Casa accounts offer the benefits of both types of accounts, such as cheque facilities and interest on savings
Q10. How to handled work pressure.
Q11. Account full form
Account full form is a term used to refer to the complete meaning of the word 'account'.
Account full form is 'A record or statement of financial expenditure and receipts relating to a particular period or purpose'.
It can also refer to 'A report or description of an event or experience'.
Examples include 'bank account', 'email account', 'social media account'.
Q12. Expectation vs Previous
The question is asking about the comparison between expectations and previous performance.
Expectations refer to the desired outcomes or results that are anticipated in a given situation.
Previous performance is a reflection of how well or poorly a task or goal was achieved in the past.
By comparing expectations with previous performance, one can assess the gap between what was hoped for and what was actually achieved.
This comparison can help identify areas for improvement or ad...read more
Top HR Questions asked in Gcube Info
Interview Process at Gcube Info
Top Interview Questions from Similar Companies
Reviews
Interviews
Salaries
Users/Month