
Epimoney

10+ Epimoney Interview Questions and Answers
Q1. 4. How do you calculate cost of Equity and how would you arrive at Risk free rate in real world scenario?
Cost of equity is calculated using the dividend discount model or the capital asset pricing model. Risk-free rate is determined by analyzing government bond yields.
Cost of equity can be calculated using the dividend discount model (DDM) or the capital asset pricing model (CAPM)
DDM calculates the cost of equity by discounting the expected future dividends
CAPM calculates the cost of equity by considering the risk-free rate, market risk premium, and beta of the stock
Risk-free ra...read more
Q2. What is is your typical strategy to increase company AUM
My typical strategy to increase company AUM involves diversifying investment options, leveraging market trends, and actively seeking new clients.
Diversifying investment options to attract a wider range of investors
Leveraging market trends to capitalize on profitable opportunities
Actively seeking new clients through targeted marketing and networking efforts
Q3. 3. What is a systematically important NBFC
A systematically important NBFC is a non-banking financial company whose failure could potentially have a significant impact on the overall financial system.
Systematically important NBFCs are typically large and interconnected with other financial institutions.
They play a crucial role in providing credit and financial services to various sectors of the economy.
Their failure can lead to a domino effect, causing disruptions in the financial system.
Regulators impose stricter reg...read more
Q4. 2. Who is the regulator for NBFCs ?
The regulator for NBFCs in India is the Reserve Bank of India (RBI).
The Reserve Bank of India (RBI) is the central banking institution of India and is responsible for the regulation and supervision of NBFCs.
RBI issues guidelines and regulations for NBFCs to ensure their stability and compliance with financial norms.
NBFCs are required to obtain a license from RBI to operate and are subject to regular inspections and reporting requirements.
RBI monitors the capital adequacy, ass...read more
Q5. What do you know about flexiloans
Flexiloans is a type of loan that offers flexibility in terms of repayment and borrowing limits.
Flexiloans allow borrowers to withdraw funds as needed, up to a predetermined credit limit.
Interest is only charged on the amount borrowed, not the entire credit limit.
Repayments are typically made on a flexible schedule, based on the borrower's cash flow.
Flexiloans are often used by small businesses to manage cash flow fluctuations.
Examples of flexiloans providers include Kabbage,...read more
Q6. How do you tackle agitated anchors
Addressing agitated anchors requires active listening, empathy, and clear communication.
Remain calm and composed to avoid escalating the situation
Listen actively to understand the root cause of their agitation
Show empathy and validate their feelings to build rapport
Communicate clearly and assertively to address their concerns
Offer solutions or compromises to resolve the issue
Q7. 1. What is FinTech ?
FinTech is the combination of finance and technology, using innovative solutions to improve financial services.
FinTech refers to the use of technology to enhance and automate financial services.
It includes various areas such as mobile payments, online banking, cryptocurrency, and robo-advisors.
Examples of FinTech companies include PayPal, Square, Robinhood, and Revolut.
FinTech has revolutionized the way people manage their finances and has increased financial inclusion.
It has...read more
Q8. Documents Required For Business Loan
Documents required for a business loan include proof of identity, address, income, business registration, financial statements, and business plan.
Proof of identity (e.g. driver's license, passport)
Proof of address (e.g. utility bill, lease agreement)
Proof of income (e.g. tax returns, bank statements)
Business registration documents (e.g. articles of incorporation, business license)
Financial statements (e.g. balance sheet, income statement)
Business plan outlining the purpose of...read more
Q9. What is meaning of Kyc
KYC stands for Know Your Customer. It is a process used by financial institutions to verify the identity of their clients.
KYC is a regulatory requirement to prevent money laundering, terrorist financing, and other financial crimes.
It involves collecting personal information and documentation from clients, such as ID cards, passports, and utility bills.
KYC also includes screening clients against sanctions lists and politically exposed persons (PEP) lists.
The purpose of KYC is ...read more
Q10. Custom Directives in angular
Custom directives in Angular allow developers to create reusable components with custom behavior.
Custom directives are created using @Directive decorator in Angular.
Directives can be used to manipulate the DOM, add behavior to elements, or create reusable components.
Examples of custom directives include ngModel, ngIf, and ngFor in Angular.
Q11. Willing to travel
Yes, willing to travel for work-related purposes.
I am willing to travel for work-related purposes, including visiting clients, attending conferences, and conducting training sessions.
I understand that travel may be required occasionally and am prepared to adjust my schedule accordingly.
I have previous experience traveling for work in my current or past roles, such as visiting branch offices or attending industry events.
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