10+ Epimoney Interview Questions and Answers

Cost of equity is calculated using the dividend discount model or the capital asset pricing model. Risk-free rate is determined by analyzing government bond yields.

• Cost of equity can be calculated using the dividend discount model (DDM) or the capital asset pricing model (CAPM)

• DDM calculates the cost of equity by discounting the expected future dividends

• CAPM calculates the cost of equity by considering the risk-free rate, market risk premium, and beta of the stock

• Risk-free ra...read more

My typical strategy to increase company AUM involves diversifying investment options, leveraging market trends, and actively seeking new clients.

• Diversifying investment options to attract a wider range of investors

• Leveraging market trends to capitalize on profitable opportunities

• Actively seeking new clients through targeted marketing and networking efforts

A systematically important NBFC is a non-banking financial company whose failure could potentially have a significant impact on the overall financial system.

• Systematically important NBFCs are typically large and interconnected with other financial institutions.

• They play a crucial role in providing credit and financial services to various sectors of the economy.

• Their failure can lead to a domino effect, causing disruptions in the financial system.

• Regulators impose stricter reg...read more

The regulator for NBFCs in India is the Reserve Bank of India (RBI).

• The Reserve Bank of India (RBI) is the central banking institution of India and is responsible for the regulation and supervision of NBFCs.

• RBI issues guidelines and regulations for NBFCs to ensure their stability and compliance with financial norms.

• NBFCs are required to obtain a license from RBI to operate and are subject to regular inspections and reporting requirements.

• RBI monitors the capital adequacy, ass...read more

Flexiloans is a type of loan that offers flexibility in terms of repayment and borrowing limits.

• Flexiloans allow borrowers to withdraw funds as needed, up to a predetermined credit limit.

• Interest is only charged on the amount borrowed, not the entire credit limit.

• Repayments are typically made on a flexible schedule, based on the borrower's cash flow.

• Flexiloans are often used by small businesses to manage cash flow fluctuations.

• Examples of flexiloans providers include Kabbage,...read more

Addressing agitated anchors requires active listening, empathy, and clear communication.

• Remain calm and composed to avoid escalating the situation

• Listen actively to understand the root cause of their agitation

• Show empathy and validate their feelings to build rapport

• Communicate clearly and assertively to address their concerns

• Offer solutions or compromises to resolve the issue

FinTech is the combination of finance and technology, using innovative solutions to improve financial services.

• FinTech refers to the use of technology to enhance and automate financial services.

• It includes various areas such as mobile payments, online banking, cryptocurrency, and robo-advisors.

• Examples of FinTech companies include PayPal, Square, Robinhood, and Revolut.

• FinTech has revolutionized the way people manage their finances and has increased financial inclusion.

• It has...read more

Documents required for a business loan include proof of identity, address, income, business registration, financial statements, and business plan.

• Proof of identity (e.g. driver's license, passport)

• Proof of address (e.g. utility bill, lease agreement)

• Proof of income (e.g. tax returns, bank statements)

• Business registration documents (e.g. articles of incorporation, business license)

• Financial statements (e.g. balance sheet, income statement)

• Business plan outlining the purpose of...read more

KYC stands for Know Your Customer. It is a process used by financial institutions to verify the identity of their clients.

• KYC is a regulatory requirement to prevent money laundering, terrorist financing, and other financial crimes.

• It involves collecting personal information and documentation from clients, such as ID cards, passports, and utility bills.

• KYC also includes screening clients against sanctions lists and politically exposed persons (PEP) lists.

• The purpose of KYC is ...read more

Custom directives in Angular allow developers to create reusable components with custom behavior.

• Custom directives are created using @Directive decorator in Angular.

• Directives can be used to manipulate the DOM, add behavior to elements, or create reusable components.

• Examples of custom directives include ngModel, ngIf, and ngFor in Angular.