11 Epimoney Jobs

The role in a gist:

As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make adent in the MSME ecosystem. In this role you will be working in multiple analysis and finance. Sounds like you?

Read more on what we are looking for in the role.

What will you work on:

- Conduct comprehensive risk assessments across different NBFC operations including credit risk, market risk, liquidity risk, operational risk, and compliance risk to identify high-risk areas.

- Develop and execute internal audit plans covering areas like loan origination, loan servicing, customer due diligence, portfolio management, accounting practices, and regulatory compliance.

- Evaluate the efficiency and effectiveness of operational processes including loan approval processes, collections procedures, customer service, and IT systems.

- Assess adherence to relevant RBI regulations, KYC/AML guidelines, data privacy laws, and other applicable statutory requirements. Review financial statements for accuracy, completeness, and compliance with accounting standards, including analysis of key financial ratios and trends.

- Investigate suspected fraudulent activities within the NBFC and report findings to management.

- Prepare audit reports highlighting key findings, recommendations for improvement, and potential areas of risk to senior management and to the Board/committees.

- Monitor implementation of corrective actions based on audit findings and ensure ongoing compliance with recommendations.

Qualification and Experience:

- Chartered Accountant (CA) or equivalent accounting qualification with 4-5 years of experience in internal auditing in NBFC/HFC/Banks.

- Thorough knowledge of NBFC business models, lending products, regulatory framework, and key risk areas.

- Expertise in internal audit methodologies, risk-based auditing, and data analysis techniques.

- Ability to analyze complex financial data, identify trends, and draw meaningful conclusions.

- Excellent written and verbal communication skills to effectively present audit findings and recommendations to senior management.

- High level of accuracy and ability to identify discrepancies in financial records and operational processes.

- Commitment to professional ethics and integrity in the audit process