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Dmi Housing Finance

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Winjit Technologies Interview Questions and Answers

Updated 16 Jul 2024

Q1. What is difference between affordable and rural housing.

Ans.

Affordable housing is for low-income families while rural housing is located in rural areas.

  • Affordable housing is designed for low-income families who cannot afford market-rate housing.

  • Rural housing is located in rural areas, away from urban centers.

  • Affordable housing may be located in urban or suburban areas.

  • Rural housing may be more affordable due to lower land costs.

  • Affordable housing may be subsidized by the government or non-profit organizations.

  • Rural housing may offer m...read more

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Q2. What is PDD and OTC

Ans.

PDD stands for Process Definition Document and OTC stands for Over-the-Counter.

  • PDD is a document that outlines the step-by-step process of a particular task or activity.

  • OTC refers to medications that can be purchased without a prescription.

  • PDD is commonly used in project management to ensure consistency and clarity in processes.

  • OTC medications include pain relievers like ibuprofen and cold medicines.

  • PDD helps in documenting and communicating the standard operating procedures....read more

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Q3. What is the process for loan disbursement.

Ans.

The loan disbursement process involves verifying the loan application, approving it, and releasing the funds to the borrower.

  • The loan application is received and reviewed for completeness and accuracy.

  • The borrower's creditworthiness is assessed to determine if they qualify for the loan.

  • If approved, the loan is disbursed to the borrower's account or given as a check.

  • The borrower is informed of the disbursement and repayment terms.

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Q4. How do you increase our business?

Ans.

I increase business by building strong relationships, identifying opportunities, and providing excellent customer service.

  • Developing strong relationships with clients to increase loyalty and referrals

  • Identifying new business opportunities through networking and market research

  • Providing excellent customer service to retain existing clients and attract new ones

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Q5. HOW WILL ASSESS INCOME OF BORROWER

Ans.

Income of borrower can be assessed through various documents and verification methods.

  • Reviewing pay stubs and tax returns

  • Verifying employment status and income with employer

  • Analyzing bank statements for regular income deposits

  • Considering other sources of income such as rental properties or investments

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Q6. What is your CTC expectations?

Ans.

My CTC expectations are in line with industry standards and based on my experience and skills.

  • My CTC expectations are competitive and reflective of my qualifications and expertise.

  • I have researched the market rates for similar roles and have set my expectations accordingly.

  • I am open to negotiation based on the overall compensation package offered by the company.

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Interview Process at Winjit Technologies

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