Dmi Housing Finance
Winjit Technologies Interview Questions and Answers
Q1. What is difference between affordable and rural housing.
Affordable housing is for low-income families while rural housing is located in rural areas.
Affordable housing is designed for low-income families who cannot afford market-rate housing.
Rural housing is located in rural areas, away from urban centers.
Affordable housing may be located in urban or suburban areas.
Rural housing may be more affordable due to lower land costs.
Affordable housing may be subsidized by the government or non-profit organizations.
Rural housing may offer m...read more
Q2. What is PDD and OTC
PDD stands for Process Definition Document and OTC stands for Over-the-Counter.
PDD is a document that outlines the step-by-step process of a particular task or activity.
OTC refers to medications that can be purchased without a prescription.
PDD is commonly used in project management to ensure consistency and clarity in processes.
OTC medications include pain relievers like ibuprofen and cold medicines.
PDD helps in documenting and communicating the standard operating procedures....read more
Q3. What is the process for loan disbursement.
The loan disbursement process involves verifying the loan application, approving it, and releasing the funds to the borrower.
The loan application is received and reviewed for completeness and accuracy.
The borrower's creditworthiness is assessed to determine if they qualify for the loan.
If approved, the loan is disbursed to the borrower's account or given as a check.
The borrower is informed of the disbursement and repayment terms.
Q4. How do you increase our business?
I increase business by building strong relationships, identifying opportunities, and providing excellent customer service.
Developing strong relationships with clients to increase loyalty and referrals
Identifying new business opportunities through networking and market research
Providing excellent customer service to retain existing clients and attract new ones
Q5. HOW WILL ASSESS INCOME OF BORROWER
Income of borrower can be assessed through various documents and verification methods.
Reviewing pay stubs and tax returns
Verifying employment status and income with employer
Analyzing bank statements for regular income deposits
Considering other sources of income such as rental properties or investments
Q6. What is your CTC expectations?
My CTC expectations are in line with industry standards and based on my experience and skills.
My CTC expectations are competitive and reflective of my qualifications and expertise.
I have researched the market rates for similar roles and have set my expectations accordingly.
I am open to negotiation based on the overall compensation package offered by the company.
Interview Process at Winjit Technologies
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