Working capital products for the SME MSME & mid corporate

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Accepted Answer

Working capital products are essential for SMEs, MSMEs, and mid-corporate clients to manage their day-to-day operational expenses.

Working capital loans provide short-term financing to cover expenses like inventory, payroll, and accounts payable.
Revolving credit lines allow businesses to borrow funds as needed and repay them to access more capital.
Invoice financing helps SMEs unlock cash tied up in unpaid invoices by receiving a percentage upfront from a lender.
Supply chain financing assists businesses in optimizing cash flow by extending payment terms with suppliers.
Cash credit facilities offer a predetermined credit limit that can be used for various working capital needs.
Examples: Overdraft facilities, trade credit, factoring, and merchant cash advances.

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