Congruent Solutions KPO Officer Interview Questions and Answers

Q1. What is zero coupon bond?
Ans. 
A zero coupon bond is a bond that pays no interest and is sold at a discount to its face value.
• Zero coupon bonds are also known as discount bonds.

• Investors buy these bonds at a price lower than their face value and receive the full face value at maturity.

• The difference between the purchase price and the face value is the investor's return.

• Zero coupon bonds are often used for long-term investments, such as retirement sa...read more
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Q2. What is corporate actions and how you record those in books?
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Corporate actions are events initiated by a company that can affect its stock price and shareholders. They are recorded in books through various accounting entries.
• Corporate actions include stock splits, dividends, mergers, acquisitions, and spin-offs.

• These actions are recorded in books through journal entries and adjustments to accounts such as retained earnings and stockholders' equity.

• For example, if a company decla...read more
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Q1. Sql is the most important , Focus on Joins ,Sub query and Sql basics
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Q2. Joining tables with different joins
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Joining tables with different joins in SQL
• Use INNER JOIN to return rows when there is at least one match in both tables

• Use LEFT JOIN to return all rows from the left table and the matched rows from the right table

• Use RIGHT JOIN to return all rows from the right table and the matched rows from the left table

• Use FULL JOIN to return rows when there is a match in one of the tables
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Q1. Basic questions for finance
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Q2. If you know everything from JD
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Q1. Market capitalisation
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Q2. Different type of swaps
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Different types of swaps include interest rate swaps, currency swaps, and credit default swaps.
• Interest rate swaps involve exchanging fixed and floating interest rate payments.

• Currency swaps involve exchanging principal and interest payments in different currencies.

• Credit default swaps involve transferring the credit risk of a specific asset or entity.

• Other types of swaps include equity swaps, commodity swaps, and tota
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Pretty standard GD on topics around working remotely and country's macroeconomic

Q1. Derivative Knowledge Check
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Q2. Alternate Investment Knowledge Check
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Q1. Scenario Based and financial instrument level
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Q2. Deep dive into derivative and alternative investment
Ans. 
Derivative and alternative investments involve complex financial instruments and strategies beyond traditional stocks and bonds.
• Derivatives are financial contracts whose value is derived from an underlying asset, index, or rate. Examples include options, futures, and swaps.

• Alternative investments are non-traditional assets such as private equity, hedge funds, real estate, and commodities.

• Both derivative and alternative...read more
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Q1. General HR Question
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Q2. Strength and Weakness
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2 papers- Online tricky questions-medium to high-level difficulty. Computer based

Q1. Basic Biology conceptual questions- What is DNA?
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Q2. How does pasteurization work?
Ans. 
Pasteurization is a process of heating food or liquid to a specific temperature to kill harmful bacteria and increase shelf life.
• The process involves heating the substance to a temperature between 60-100°C for a specific time period.

• This kills most of the harmful bacteria and pathogens present in the substance.

• The process was developed by Louis Pasteur in the 19th century to prevent spoilage of wine and beer.

• Pasteuriza...read more
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Q3. Difference between mean, median, and mode?
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Mean is the average of a set of numbers, median is the middle value, and mode is the most frequently occurring value.
• Mean is calculated by adding up all the numbers in a set and dividing by the total number of values.

• Median is the middle value in a set of numbers when they are arranged in order.

• Mode is the value that appears most frequently in a set of numbers.

• In a symmetrical distribution, the mean, median, and mode a...read more
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The aptitutde test was entirely based on your logical reasoning and aptitude handling skills.

Q1. The Hr asked some 6-7 logical and aptitude-based questions. Firstly she started with tell me something about yourself. It was 1.5 hr long interview.
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First round is gamified aptitude that is playfull easy to crake.

That was a aptitude test easy to crake. major question are percentage,reasoning,average,ven diagram,number system, basic math question

Science base assessment (at the first they give certain amount of course and course source that we need to study) easy 10 mcq question we need to learn the course.

Q1. They test our problem solving skill so they give a bunch of aptitude question and explain to the hr.
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Q2. About my family
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Q3. Strength and weakness
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Q4. Recent book you read
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Q5. Project and internship
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